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Side-by-side

Home Depot Commercial Revolving Charge Card vs Capital One Walmart Rewards Mastercard

Both are well-respected travel cards. The Home Depot Commercial Revolving Charge Card comes from Citi Retail Services at $0/yr; the Capital One Walmart Rewards Mastercard from Capital One at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureHome Depot Commercial Revolving Charge CardCapital One Walmart Rewards Mastercard
Annual fee$0$0
Sign-up bonus
Bonus value (est.)--
Min spend to unlock bonus--
IssuerCiti Retail ServicesCapital One
Card categorybusinesscashback
Transfer partnersNoneNone
Headline benefits
      Read the full review
      Home Depot Commercial Revolving Charge Card
      $0/yr ·
      Read the full review
      Capital One Walmart Rewards Mastercard
      $0/yr ·

      Editorial take: Home Depot Commercial Revolving Charge Card

      Editorial take: Capital One Walmart Rewards Mastercard

      Common questions

      Which card has the bigger sign-up bonus, Home Depot Commercial Revolving Charge Card or Capital One Walmart Rewards Mastercard?
      Neither card has a publicly advertised sign-up bonus today. Watch for limited-time offers from each issuer.
      Is the Home Depot Commercial Revolving Charge Card's $0 annual fee worth it compared to the Capital One Walmart Rewards Mastercard?
      The Home Depot Commercial Revolving Charge Card has no annual fee, so the question is whether the Capital One Walmart Rewards Mastercard's $0 fee is justified by its perks. If you'll use enough of the Capital One Walmart Rewards Mastercard's benefits to clear $0 in value annually, it's worth it; otherwise stick with the Home Depot Commercial Revolving Charge Card.
      Can I have both the Home Depot Commercial Revolving Charge Card and Capital One Walmart Rewards Mastercard?
      Yes, since they're from different issuers (Citi Retail Services and Capital One) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
      Should I get the Home Depot Commercial Revolving Charge Card or the Capital One Walmart Rewards Mastercard first?
      Get the one whose sign-up bonus you can hit comfortably without overspending. Home Depot Commercial Revolving Charge Card: no published min spend. Capital One Walmart Rewards Mastercard: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

      Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.