All credit cards
Side-by-side
Home Depot Commercial Revolving Charge Card vs U.S. Bank Business Leverage Visa Signature
Both are business travel cards. The Home Depot Commercial Revolving Charge Card comes from Citi Retail Services at $0/yr; the U.S. Bank Business Leverage Visa Signature from U.S. Bank at $95/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the U.S. Bank Business Leverage Visa Signature is the stronger pick today, the sign-up bonus is meaningfully larger ($600 more in estimated value) than the Home Depot Commercial Revolving Charge Card's. Get the U.S. Bank Business Leverage Visa Signature first; revisit the Home Depot Commercial Revolving Charge Card after you've earned that bonus.
| Feature | Home Depot Commercial Revolving Charge Card | U.S. Bank Business Leverage Visa Signature |
|---|---|---|
| Annual fee | $0 | $95 |
| Sign-up bonus | 60,000 bonus points | |
| Bonus value (est.) | - | $600 |
| Min spend to unlock bonus | - | $6,000 in 4 mo |
| Issuer | Citi Retail Services | U.S. Bank |
| Card category | business | business |
| Transfer partners | None | None |
| Headline benefits |
Read the full review
Home Depot Commercial Revolving Charge Card
$0/yr ·
Read the full review
U.S. Bank Business Leverage Visa Signature
$95/yr · 60,000 bonus points
Editorial take: U.S. Bank Business Leverage Visa Signature
Common questions
- Which card has the bigger sign-up bonus, Home Depot Commercial Revolving Charge Card or U.S. Bank Business Leverage Visa Signature?
- The U.S. Bank Business Leverage Visa Signature has a public bonus (60,000 bonus points, worth roughly $600), while the Home Depot Commercial Revolving Charge Card doesn't advertise one right now.
- Is the Home Depot Commercial Revolving Charge Card's $0 annual fee worth it compared to the U.S. Bank Business Leverage Visa Signature?
- The Home Depot Commercial Revolving Charge Card has no annual fee, so the question is whether the U.S. Bank Business Leverage Visa Signature's $95 fee is justified by its perks. If you'll use enough of the U.S. Bank Business Leverage Visa Signature's benefits to clear $95 in value annually, it's worth it; otherwise stick with the Home Depot Commercial Revolving Charge Card.
- Can I have both the Home Depot Commercial Revolving Charge Card and U.S. Bank Business Leverage Visa Signature?
- Yes, since they're from different issuers (Citi Retail Services and U.S. Bank) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Home Depot Commercial Revolving Charge Card or the U.S. Bank Business Leverage Visa Signature first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Home Depot Commercial Revolving Charge Card: no published min spend. U.S. Bank Business Leverage Visa Signature: $6,000 in 4 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.