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Side-by-side

Coinbase Card vs United Explorer Card

Both are well-respected travel cards. The Coinbase Card comes from Coinbase / Visa at $0/yr; the United Explorer Card from Chase at $150/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the United Explorer Card is the stronger pick today, the sign-up bonus is meaningfully larger ($1,040 more in estimated value) than the Coinbase Card's. Get the United Explorer Card first; revisit the Coinbase Card after you've earned that bonus.

FeatureCoinbase CardUnited Explorer Card
Annual fee$0$150
Sign-up bonus70,000 miles + 10,000 AU bonus
Bonus value (est.)-$1,040
Min spend to unlock bonus-$3,000 in 3 mo
IssuerCoinbase / VisaChase
Card categorycashbackairline
Transfer partnersNoneNone
Headline benefits
    • Free checked bag
    • 2 United Club passes/year
    • Priority boarding
    • 25% back on inflight purchases
    Read the full review
    Coinbase Card
    $0/yr ·
    Read the full review
    United Explorer Card
    $150/yr · 70,000 miles + 10,000 AU bonus

    Editorial take: Coinbase Card

    Editorial take: United Explorer Card

    Solid for United flyers. The free checked bag and 2 United Club passes per year add up, and the 70k + 10k AU bonus is a great starting point for domestic award flights. $0 intro annual fee, then $150.

    Common questions

    Which card has the bigger sign-up bonus, Coinbase Card or United Explorer Card?
    The United Explorer Card has a public bonus (70,000 miles + 10,000 AU bonus, worth roughly $1,040), while the Coinbase Card doesn't advertise one right now.
    Is the Coinbase Card's $0 annual fee worth it compared to the United Explorer Card?
    The Coinbase Card has no annual fee, so the question is whether the United Explorer Card's $150 fee is justified by its perks. If you'll use enough of the United Explorer Card's benefits to clear $150 in value annually, it's worth it; otherwise stick with the Coinbase Card.
    Can I have both the Coinbase Card and United Explorer Card?
    Yes, since they're from different issuers (Coinbase / Visa and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the Coinbase Card or the United Explorer Card first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. Coinbase Card: no published min spend. United Explorer Card: $3,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.