All credit cards
Side-by-side
Coinbase Card vs IHG One Rewards Premier
Both are well-respected travel cards. The Coinbase Card comes from Coinbase / Visa at $0/yr; the IHG One Rewards Premier from Chase at $99/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the IHG One Rewards Premier is the stronger pick today, the sign-up bonus is meaningfully larger ($925 more in estimated value) than the Coinbase Card's. Get the IHG One Rewards Premier first; revisit the Coinbase Card after you've earned that bonus.
| Feature | Coinbase Card | IHG One Rewards Premier |
|---|---|---|
| Annual fee | $0 | $99 |
| Sign-up bonus | 185,000 bonus points | |
| Bonus value (est.) | - | $925 |
| Min spend to unlock bonus | - | $3,000 in 3 mo |
| Issuer | Coinbase / Visa | Chase |
| Card category | cashback | hotel |
| Transfer partners | None | None |
| Headline benefits |
|
Read the full review
Coinbase Card
$0/yr ·
Read the full review
IHG One Rewards Premier
$99/yr · 185,000 bonus points
Editorial take: IHG One Rewards Premier
A solid hotel card if you stay at IHG properties regularly. The free night award and 4th night free on award stays can easily offset the $99 annual fee.
Common questions
- Which card has the bigger sign-up bonus, Coinbase Card or IHG One Rewards Premier?
- The IHG One Rewards Premier has a public bonus (185,000 bonus points, worth roughly $925), while the Coinbase Card doesn't advertise one right now.
- Is the Coinbase Card's $0 annual fee worth it compared to the IHG One Rewards Premier?
- The Coinbase Card has no annual fee, so the question is whether the IHG One Rewards Premier's $99 fee is justified by its perks. If you'll use enough of the IHG One Rewards Premier's benefits to clear $99 in value annually, it's worth it; otherwise stick with the Coinbase Card.
- Can I have both the Coinbase Card and IHG One Rewards Premier?
- Yes, since they're from different issuers (Coinbase / Visa and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Coinbase Card or the IHG One Rewards Premier first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Coinbase Card: no published min spend. IHG One Rewards Premier: $3,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.