Beta

Every feature is free during beta. No credit card, no catch.

Skip to content
RewardZ Travel
All credit cards
Side-by-side

Citi Double Cash vs Capital One Walmart Rewards Mastercard

Both are cashback travel cards. The Citi Double Cash comes from Citi at $0/yr; the Capital One Walmart Rewards Mastercard from Capital One at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureCiti Double CashCapital One Walmart Rewards Mastercard
Annual fee$0$0
Sign-up bonus$200 cash back
Bonus value (est.)$200-
Min spend to unlock bonus$1,500 in 6 mo-
IssuerCitiCapital One
Card categorycashbackcashback
Best earning category (Citi_travel_hotel_car_attractions)5x1x
Transfer partnersciti-tyNone
Headline benefits
  • 2% everywhere
  • No annual fee
  • TY transfers at 0.7 of premium
  • Simple earning
    Read the full review
    Citi Double Cash
    $0/yr · $200 cash back
    Read the full review
    Capital One Walmart Rewards Mastercard
    $0/yr ·

    Editorial take: Citi Double Cash

    The OG flat 2% card. The cash back is paid as ThankYou Points, and those points transfer directly to Citi's airline and hotel partners at 0.7 of the premium ratio (1,000 points = 700 miles at most partners); moving them onto a Citi Strata Premier or Strata Elite account gets the printed ratios, 1:1 at most partners. Rock solid for non-bonus spend.

    Editorial take: Capital One Walmart Rewards Mastercard

    Common questions

    Which card has the bigger sign-up bonus, Citi Double Cash or Capital One Walmart Rewards Mastercard?
    The Citi Double Cash has a public bonus ($200 cash back, worth roughly $200), while the Capital One Walmart Rewards Mastercard doesn't advertise one right now.
    Is the Citi Double Cash's $0 annual fee worth it compared to the Capital One Walmart Rewards Mastercard?
    The Citi Double Cash has no annual fee, so the question is whether the Capital One Walmart Rewards Mastercard's $0 fee is justified by its perks. If you'll use enough of the Capital One Walmart Rewards Mastercard's benefits to clear $0 in value annually, it's worth it; otherwise stick with the Citi Double Cash.
    Can I have both the Citi Double Cash and Capital One Walmart Rewards Mastercard?
    Yes, since they're from different issuers (Citi and Capital One) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the Citi Double Cash or the Capital One Walmart Rewards Mastercard first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. Citi Double Cash: $1,500 spend in 6 months. Capital One Walmart Rewards Mastercard: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.