Editorial take: Citi Custom Cash
Genuinely clever. 5% on whichever category you spent most on each month, capped at $500/month. Earns $25/month = $300/year effortlessly. Pairs with Premier to convert to transferable ThankYou Points.
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Side-by-side
Citi Custom Cash vs U.S. Bank Business Leverage Visa Signature
Both are well-respected travel cards. The Citi Custom Cash comes from Citi at $0/yr; the U.S. Bank Business Leverage Visa Signature from U.S. Bank at $95/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.
| Feature | Citi Custom Cash | U.S. Bank Business Leverage Visa Signature |
|---|---|---|
| Annual fee | $0 | $95 |
| Sign-up bonus | $200 cash back | 75,000 bonus points |
| Bonus value (est.) | $200 | - |
| Min spend to unlock bonus | $1,500 in 6 mo | $7,500 in 4 mo |
| Issuer | Citi | U.S. Bank |
| Card category | cashback | business |
| Best earning category (Top_category) | 5x | 1x |
| Transfer partners | citi-ty | None |
| Headline benefits |
|
Read the full review
Citi Custom Cash
$0/yr · $200 cash back
Read the full review
U.S. Bank Business Leverage Visa Signature
$95/yr · 75,000 bonus points
Editorial take: U.S. Bank Business Leverage Visa Signature
Common questions
- Which card has the bigger sign-up bonus, Citi Custom Cash or U.S. Bank Business Leverage Visa Signature?
- The Citi Custom Cash has a public bonus ($200 cash back, worth roughly $200), while the U.S. Bank Business Leverage Visa Signature doesn't advertise one right now.
- Is the Citi Custom Cash's $0 annual fee worth it compared to the U.S. Bank Business Leverage Visa Signature?
- The Citi Custom Cash has no annual fee, so the question is whether the U.S. Bank Business Leverage Visa Signature's $95 fee is justified by its perks. If you'll use enough of the U.S. Bank Business Leverage Visa Signature's benefits to clear $95 in value annually, it's worth it; otherwise stick with the Citi Custom Cash.
- Can I have both the Citi Custom Cash and U.S. Bank Business Leverage Visa Signature?
- Yes, since they're from different issuers (Citi and U.S. Bank) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Citi Custom Cash or the U.S. Bank Business Leverage Visa Signature first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Citi Custom Cash: $1,500 spend in 6 months. U.S. Bank Business Leverage Visa Signature: $7,500 in 4 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.