Editorial take: Citi Custom Cash
Genuinely clever. 5% on whichever category you spent most on each month, capped at $500/month. Earns $25/month = $300/year effortlessly. Pairs with Premier to convert to transferable ThankYou Points.
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Side-by-side
Citi Custom Cash vs Costco Anywhere Visa Card by Citi
Both are cashback travel cards. The Citi Custom Cash comes from Citi at $0/yr; the Costco Anywhere Visa Card by Citi from Citi at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
Both cards come from Citi and target cashback spenders, so the choice usually comes down to whether you'll use the premium-tier benefits. The Costco Anywhere Visa Card by Citi costs $0 more per year, only worth it if you'll actually use the upgraded perks.
| Feature | Citi Custom Cash | Costco Anywhere Visa Card by Citi |
|---|---|---|
| Annual fee | $0 | $0 |
| Sign-up bonus | $200 cash back | |
| Bonus value (est.) | $200 | - |
| Min spend to unlock bonus | $1,500 in 6 mo | - |
| Issuer | Citi | Citi |
| Card category | cashback | cashback |
| Best earning category (Top_category) | 5x | 1x |
| Transfer partners | citi-ty | None |
| Headline benefits |
|
Read the full review
Citi Custom Cash
$0/yr · $200 cash back
Read the full review
Costco Anywhere Visa Card by Citi
$0/yr ·
Editorial take: Costco Anywhere Visa Card by Citi
Common questions
- Which card has the bigger sign-up bonus, Citi Custom Cash or Costco Anywhere Visa Card by Citi?
- The Citi Custom Cash has a public bonus ($200 cash back, worth roughly $200), while the Costco Anywhere Visa Card by Citi doesn't advertise one right now.
- Is the Citi Custom Cash's $0 annual fee worth it compared to the Costco Anywhere Visa Card by Citi?
- The Citi Custom Cash has no annual fee, so the question is whether the Costco Anywhere Visa Card by Citi's $0 fee is justified by its perks. If you'll use enough of the Costco Anywhere Visa Card by Citi's benefits to clear $0 in value annually, it's worth it; otherwise stick with the Citi Custom Cash.
- Can I have both the Citi Custom Cash and Costco Anywhere Visa Card by Citi?
- Yes, though both are issued by Citi so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Citi Custom Cash or the Costco Anywhere Visa Card by Citi first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Citi Custom Cash: $1,500 spend in 6 months. Costco Anywhere Visa Card by Citi: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.