Beta

Free during beta. Plus launches at $12/mo or $99/yr on July 1. Annual is locked for 12 months during beta.

Skip to content
RewardZ Travel
All credit cards
Side-by-side

CitiBusiness / AAdvantage Platinum Select Mastercard vs Wells Fargo Signify Business Cash

Both are well-respected travel cards. The CitiBusiness / AAdvantage Platinum Select Mastercard comes from Citi at $0/yr; the Wells Fargo Signify Business Cash from Wells Fargo at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureCitiBusiness / AAdvantage Platinum Select MastercardWells Fargo Signify Business Cash
Annual fee$0$0
Sign-up bonusNot advertised
Bonus value (est.)--
Min spend to unlock bonus--
IssuerCitiWells Fargo
Card categorytravelbusiness
Best earning category (Travel)2x1x
Transfer partnersaadvantageNone
Headline benefits
      Read the full review
      CitiBusiness / AAdvantage Platinum Select Mastercard
      $0/yr ·
      Read the full review
      Wells Fargo Signify Business Cash
      $0/yr ·

      Editorial take: CitiBusiness / AAdvantage Platinum Select Mastercard

      Editorial take: Wells Fargo Signify Business Cash

      Common questions

      Which card has the bigger sign-up bonus, CitiBusiness / AAdvantage Platinum Select Mastercard or Wells Fargo Signify Business Cash?
      Neither card has a publicly advertised sign-up bonus today. Watch for limited-time offers from each issuer.
      Is the CitiBusiness / AAdvantage Platinum Select Mastercard's $0 annual fee worth it compared to the Wells Fargo Signify Business Cash?
      The CitiBusiness / AAdvantage Platinum Select Mastercard has no annual fee, so the question is whether the Wells Fargo Signify Business Cash's $0 fee is justified by its perks. If you'll use enough of the Wells Fargo Signify Business Cash's benefits to clear $0 in value annually, it's worth it; otherwise stick with the CitiBusiness / AAdvantage Platinum Select Mastercard.
      Can I have both the CitiBusiness / AAdvantage Platinum Select Mastercard and Wells Fargo Signify Business Cash?
      Yes, since they're from different issuers (Citi and Wells Fargo) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
      Should I get the CitiBusiness / AAdvantage Platinum Select Mastercard or the Wells Fargo Signify Business Cash first?
      Get the one whose sign-up bonus you can hit comfortably without overspending. CitiBusiness / AAdvantage Platinum Select Mastercard: no published min spend. Wells Fargo Signify Business Cash: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

      Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.