All credit cards
Side-by-side
CitiBusiness / AAdvantage Platinum Select Mastercard vs Choice Privileges Select Mastercard
Both are travel travel cards. The CitiBusiness / AAdvantage Platinum Select Mastercard comes from Citi at $99/yr; the Choice Privileges Select Mastercard from Wells Fargo at $95/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the CitiBusiness / AAdvantage Platinum Select Mastercard is the stronger pick today, the sign-up bonus is meaningfully larger ($1,073 more in estimated value) than the Choice Privileges Select Mastercard's. Get the CitiBusiness / AAdvantage Platinum Select Mastercard first; revisit the Choice Privileges Select Mastercard after you've earned that bonus.
| Feature | CitiBusiness / AAdvantage Platinum Select Mastercard | Choice Privileges Select Mastercard |
|---|---|---|
| Annual fee | $99 | $95 |
| Sign-up bonus | 65,000 miles | 60,000 bonus points |
| Bonus value (est.) | $1,073 | - |
| Min spend to unlock bonus | $4,000 in 4 mo | $3,000 in 3 mo |
| Issuer | Citi | Wells Fargo |
| Card category | travel | travel |
| Best earning category (Travel) | 2x | 1x |
| Transfer partners | aadvantage | None |
| Headline benefits |
Read the full review
CitiBusiness / AAdvantage Platinum Select Mastercard
$99/yr · 65,000 miles
Read the full review
Choice Privileges Select Mastercard
$95/yr · 60,000 bonus points
Editorial take: Choice Privileges Select Mastercard
Common questions
- Which card has the bigger sign-up bonus, CitiBusiness / AAdvantage Platinum Select Mastercard or Choice Privileges Select Mastercard?
- The CitiBusiness / AAdvantage Platinum Select Mastercard has a public bonus (65,000 miles, worth roughly $1,073), while the Choice Privileges Select Mastercard doesn't advertise one right now.
- Is the CitiBusiness / AAdvantage Platinum Select Mastercard's $99 annual fee worth it compared to the Choice Privileges Select Mastercard?
- At $99/yr, the CitiBusiness / AAdvantage Platinum Select Mastercard is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Choice Privileges Select Mastercard's, pick the one whose perks you'll actually use.
- Can I have both the CitiBusiness / AAdvantage Platinum Select Mastercard and Choice Privileges Select Mastercard?
- Yes, since they're from different issuers (Citi and Wells Fargo) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the CitiBusiness / AAdvantage Platinum Select Mastercard or the Choice Privileges Select Mastercard first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. CitiBusiness / AAdvantage Platinum Select Mastercard: $4,000 spend in 4 months. Choice Privileges Select Mastercard: $3,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.