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CitiBusiness / AAdvantage Platinum Select Mastercard vs Capital One Walmart Rewards Mastercard

Both are well-respected travel cards. The CitiBusiness / AAdvantage Platinum Select Mastercard comes from Citi at $99/yr; the Capital One Walmart Rewards Mastercard from Capital One at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the CitiBusiness / AAdvantage Platinum Select Mastercard is the stronger pick today, the sign-up bonus is meaningfully larger ($1,073 more in estimated value) than the Capital One Walmart Rewards Mastercard's. Get the CitiBusiness / AAdvantage Platinum Select Mastercard first; revisit the Capital One Walmart Rewards Mastercard after you've earned that bonus.

FeatureCitiBusiness / AAdvantage Platinum Select MastercardCapital One Walmart Rewards Mastercard
Annual fee$99$0
Sign-up bonus65,000 miles
Bonus value (est.)$1,073-
Min spend to unlock bonus$4,000 in 4 mo-
IssuerCitiCapital One
Card categorytravelcashback
Best earning category (Travel)2x1x
Transfer partnersaadvantageNone
Headline benefits
      Read the full review
      CitiBusiness / AAdvantage Platinum Select Mastercard
      $99/yr · 65,000 miles
      Read the full review
      Capital One Walmart Rewards Mastercard
      $0/yr ·

      Editorial take: CitiBusiness / AAdvantage Platinum Select Mastercard

      Editorial take: Capital One Walmart Rewards Mastercard

      Common questions

      Which card has the bigger sign-up bonus, CitiBusiness / AAdvantage Platinum Select Mastercard or Capital One Walmart Rewards Mastercard?
      The CitiBusiness / AAdvantage Platinum Select Mastercard has a public bonus (65,000 miles, worth roughly $1,073), while the Capital One Walmart Rewards Mastercard doesn't advertise one right now.
      Is the CitiBusiness / AAdvantage Platinum Select Mastercard's $99 annual fee worth it compared to the Capital One Walmart Rewards Mastercard?
      At $99/yr, the CitiBusiness / AAdvantage Platinum Select Mastercard is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Capital One Walmart Rewards Mastercard's, pick the one whose perks you'll actually use.
      Can I have both the CitiBusiness / AAdvantage Platinum Select Mastercard and Capital One Walmart Rewards Mastercard?
      Yes, since they're from different issuers (Citi and Capital One) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
      Should I get the CitiBusiness / AAdvantage Platinum Select Mastercard or the Capital One Walmart Rewards Mastercard first?
      Get the one whose sign-up bonus you can hit comfortably without overspending. CitiBusiness / AAdvantage Platinum Select Mastercard: $4,000 spend in 4 months. Capital One Walmart Rewards Mastercard: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

      Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.