CitiBusiness / AAdvantage Platinum Select Mastercard vs U.S. Bank Business Leverage Visa Signature

Common questions

Which card has the bigger sign-up bonus, CitiBusiness / AAdvantage Platinum Select Mastercard or U.S. Bank Business Leverage Visa Signature?

Neither card has a publicly advertised sign-up bonus today. Watch for limited-time offers from each issuer.

Is the CitiBusiness / AAdvantage Platinum Select Mastercard's $0 annual fee worth it compared to the U.S. Bank Business Leverage Visa Signature?

The CitiBusiness / AAdvantage Platinum Select Mastercard has no annual fee, so the question is whether the U.S. Bank Business Leverage Visa Signature's $95 fee is justified by its perks. If you'll use enough of the U.S. Bank Business Leverage Visa Signature's benefits to clear $95 in value annually, it's worth it; otherwise stick with the CitiBusiness / AAdvantage Platinum Select Mastercard.

Can I have both the CitiBusiness / AAdvantage Platinum Select Mastercard and U.S. Bank Business Leverage Visa Signature?

Yes, since they're from different issuers (Citi and U.S. Bank) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.

Should I get the CitiBusiness / AAdvantage Platinum Select Mastercard or the U.S. Bank Business Leverage Visa Signature first?

Get the one whose sign-up bonus you can hit comfortably without overspending. CitiBusiness / AAdvantage Platinum Select Mastercard: no published min spend. U.S. Bank Business Leverage Visa Signature: $7,500 in 4 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.