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CitiBusiness / AAdvantage Platinum Select Mastercard vs U.S. Bank Business Altitude Connect

Both are well-respected travel cards. The CitiBusiness / AAdvantage Platinum Select Mastercard comes from Citi at $99/yr; the U.S. Bank Business Altitude Connect from U.S. Bank at $95/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the CitiBusiness / AAdvantage Platinum Select Mastercard is the stronger pick today, the sign-up bonus is meaningfully larger ($1,073 more in estimated value) than the U.S. Bank Business Altitude Connect's. Get the CitiBusiness / AAdvantage Platinum Select Mastercard first; revisit the U.S. Bank Business Altitude Connect after you've earned that bonus.

FeatureCitiBusiness / AAdvantage Platinum Select MastercardU.S. Bank Business Altitude Connect
Annual fee$99$95
Sign-up bonus65,000 miles75,000 bonus points
Bonus value (est.)$1,073-
Min spend to unlock bonus$4,000 in 4 mo$6,000 in 6 mo
IssuerCitiU.S. Bank
Card categorytravelbusiness
Best earning category (Travel)2x4x
Transfer partnersaadvantageNone
Headline benefits
      Read the full review
      CitiBusiness / AAdvantage Platinum Select Mastercard
      $99/yr · 65,000 miles
      Read the full review
      U.S. Bank Business Altitude Connect
      $95/yr · 75,000 bonus points

      Editorial take: CitiBusiness / AAdvantage Platinum Select Mastercard

      Editorial take: U.S. Bank Business Altitude Connect

      Common questions

      Which card has the bigger sign-up bonus, CitiBusiness / AAdvantage Platinum Select Mastercard or U.S. Bank Business Altitude Connect?
      The CitiBusiness / AAdvantage Platinum Select Mastercard has a public bonus (65,000 miles, worth roughly $1,073), while the U.S. Bank Business Altitude Connect doesn't advertise one right now.
      Is the CitiBusiness / AAdvantage Platinum Select Mastercard's $99 annual fee worth it compared to the U.S. Bank Business Altitude Connect?
      At $99/yr, the CitiBusiness / AAdvantage Platinum Select Mastercard is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the U.S. Bank Business Altitude Connect's, pick the one whose perks you'll actually use.
      Can I have both the CitiBusiness / AAdvantage Platinum Select Mastercard and U.S. Bank Business Altitude Connect?
      Yes, since they're from different issuers (Citi and U.S. Bank) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
      Should I get the CitiBusiness / AAdvantage Platinum Select Mastercard or the U.S. Bank Business Altitude Connect first?
      Get the one whose sign-up bonus you can hit comfortably without overspending. CitiBusiness / AAdvantage Platinum Select Mastercard: $4,000 spend in 4 months. U.S. Bank Business Altitude Connect: $6,000 in 6 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

      Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.