CitiBusiness / AAdvantage Platinum Select Mastercard vs Mission Lane Cash Back Visa (Silver Line Visa)
Both are well-respected travel cards. The CitiBusiness / AAdvantage Platinum Select Mastercard comes from Citi at $99/yr; the Mission Lane Cash Back Visa (Silver Line Visa) from Mission Lane at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
For most people the CitiBusiness / AAdvantage Platinum Select Mastercard is the stronger pick today, the sign-up bonus is meaningfully larger ($1,073 more in estimated value) than the Mission Lane Cash Back Visa (Silver Line Visa)'s. Get the CitiBusiness / AAdvantage Platinum Select Mastercard first; revisit the Mission Lane Cash Back Visa (Silver Line Visa) after you've earned that bonus.
| Feature | CitiBusiness / AAdvantage Platinum Select Mastercard | Mission Lane Cash Back Visa (Silver Line Visa) |
|---|---|---|
| Annual fee | $99 | $0 |
| Sign-up bonus | 65,000 miles | None |
| Bonus value (est.) | $1,073 | $0 |
| Min spend to unlock bonus | $4,000 in 4 mo | $0 in 0 mo |
| Issuer | Citi | Mission Lane |
| Card category | travel | credit-builder |
| Best earning category (Travel) | 2x | 1x |
| Transfer partners | aadvantage | None |
| Headline benefits |
Editorial take: Mission Lane Cash Back Visa (Silver Line Visa)
Common questions
- Which card has the bigger sign-up bonus, CitiBusiness / AAdvantage Platinum Select Mastercard or Mission Lane Cash Back Visa (Silver Line Visa)?
- The CitiBusiness / AAdvantage Platinum Select Mastercard has the bigger bonus, 65,000 miles, worth roughly $1,073, versus None (~$0) on the Mission Lane Cash Back Visa (Silver Line Visa).
- Is the CitiBusiness / AAdvantage Platinum Select Mastercard's $99 annual fee worth it compared to the Mission Lane Cash Back Visa (Silver Line Visa)?
- At $99/yr, the CitiBusiness / AAdvantage Platinum Select Mastercard is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Mission Lane Cash Back Visa (Silver Line Visa)'s, pick the one whose perks you'll actually use.
- Can I have both the CitiBusiness / AAdvantage Platinum Select Mastercard and Mission Lane Cash Back Visa (Silver Line Visa)?
- Yes, since they're from different issuers (Citi and Mission Lane) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the CitiBusiness / AAdvantage Platinum Select Mastercard or the Mission Lane Cash Back Visa (Silver Line Visa) first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. CitiBusiness / AAdvantage Platinum Select Mastercard: $4,000 spend in 4 months. Mission Lane Cash Back Visa (Silver Line Visa): $0 in 0 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.
