CitiBusiness / AAdvantage Platinum Select Mastercard vs Kohl's Card
Both are well-respected travel cards. The CitiBusiness / AAdvantage Platinum Select Mastercard comes from Citi at $0/yr; the Kohl's Card from Capital One at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.
| Feature | CitiBusiness / AAdvantage Platinum Select Mastercard | Kohl's Card |
|---|---|---|
| Annual fee | $0 | $0 |
| Sign-up bonus | Not advertised | |
| Bonus value (est.) | - | - |
| Min spend to unlock bonus | - | - |
| Issuer | Citi | Capital One |
| Card category | travel | cashback |
| Best earning category (Travel) | 2x | 1x |
| Transfer partners | aadvantage | None |
| Headline benefits |
Editorial take: Kohl's Card
Common questions
- Which card has the bigger sign-up bonus, CitiBusiness / AAdvantage Platinum Select Mastercard or Kohl's Card?
- Neither card has a publicly advertised sign-up bonus today. Watch for limited-time offers from each issuer.
- Is the CitiBusiness / AAdvantage Platinum Select Mastercard's $0 annual fee worth it compared to the Kohl's Card?
- The CitiBusiness / AAdvantage Platinum Select Mastercard has no annual fee, so the question is whether the Kohl's Card's $0 fee is justified by its perks. If you'll use enough of the Kohl's Card's benefits to clear $0 in value annually, it's worth it; otherwise stick with the CitiBusiness / AAdvantage Platinum Select Mastercard.
- Can I have both the CitiBusiness / AAdvantage Platinum Select Mastercard and Kohl's Card?
- Yes, since they're from different issuers (Citi and Capital One) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the CitiBusiness / AAdvantage Platinum Select Mastercard or the Kohl's Card first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. CitiBusiness / AAdvantage Platinum Select Mastercard: no published min spend. Kohl's Card: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.
