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CitiBusiness / AAdvantage Platinum Select Mastercard vs Costco Anywhere Visa Card by Citi

Both are well-respected travel cards. The CitiBusiness / AAdvantage Platinum Select Mastercard comes from Citi at $99/yr; the Costco Anywhere Visa Card by Citi from Citi at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the CitiBusiness / AAdvantage Platinum Select Mastercard is the stronger pick today, the sign-up bonus is meaningfully larger ($1,073 more in estimated value) than the Costco Anywhere Visa Card by Citi's. Get the CitiBusiness / AAdvantage Platinum Select Mastercard first; revisit the Costco Anywhere Visa Card by Citi after you've earned that bonus.

FeatureCitiBusiness / AAdvantage Platinum Select MastercardCostco Anywhere Visa Card by Citi
Annual fee$99$0
Sign-up bonus65,000 miles
Bonus value (est.)$1,073-
Min spend to unlock bonus$4,000 in 4 mo-
IssuerCitiCiti
Card categorytravelcashback
Best earning category (Travel)2x3x
Transfer partnersaadvantageNone
Headline benefits
      Read the full review
      CitiBusiness / AAdvantage Platinum Select Mastercard
      $99/yr · 65,000 miles
      Read the full review
      Costco Anywhere Visa Card by Citi
      $0/yr ·

      Editorial take: CitiBusiness / AAdvantage Platinum Select Mastercard

      Editorial take: Costco Anywhere Visa Card by Citi

      Common questions

      Which card has the bigger sign-up bonus, CitiBusiness / AAdvantage Platinum Select Mastercard or Costco Anywhere Visa Card by Citi?
      The CitiBusiness / AAdvantage Platinum Select Mastercard has a public bonus (65,000 miles, worth roughly $1,073), while the Costco Anywhere Visa Card by Citi doesn't advertise one right now.
      Is the CitiBusiness / AAdvantage Platinum Select Mastercard's $99 annual fee worth it compared to the Costco Anywhere Visa Card by Citi?
      At $99/yr, the CitiBusiness / AAdvantage Platinum Select Mastercard is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Costco Anywhere Visa Card by Citi's, pick the one whose perks you'll actually use.
      Can I have both the CitiBusiness / AAdvantage Platinum Select Mastercard and Costco Anywhere Visa Card by Citi?
      Yes, though both are issued by Citi so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
      Should I get the CitiBusiness / AAdvantage Platinum Select Mastercard or the Costco Anywhere Visa Card by Citi first?
      Get the one whose sign-up bonus you can hit comfortably without overspending. CitiBusiness / AAdvantage Platinum Select Mastercard: $4,000 spend in 4 months. Costco Anywhere Visa Card by Citi: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

      Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.