Beta

Free during beta. Plus launches at $12/mo or $99/yr on July 1. Annual is locked for 12 months during beta.

Skip to content
RewardZ Travel
All credit cards
Side-by-side

CitiBusiness / AAdvantage Platinum Select Mastercard vs Citi Double Cash

Both are well-respected travel cards. The CitiBusiness / AAdvantage Platinum Select Mastercard comes from Citi at $0/yr; the Citi Double Cash from Citi at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureCitiBusiness / AAdvantage Platinum Select MastercardCiti Double Cash
Annual fee$0$0
Sign-up bonusNot advertised$200 cash back
Bonus value (est.)-$200
Min spend to unlock bonus-$1,500 in 6 mo
IssuerCitiCiti
Card categorytravelcashback
Best earning category (Travel)2x1x
Transfer partnersaadvantageciti-ty
Headline benefits
    • 2% everywhere
    • No annual fee
    • Pairs with TY Premier
    • Simple earning
    Read the full review
    CitiBusiness / AAdvantage Platinum Select Mastercard
    $0/yr ·
    Read the full review
    Citi Double Cash
    $0/yr · $200 cash back

    Editorial take: CitiBusiness / AAdvantage Platinum Select Mastercard

    Editorial take: Citi Double Cash

    The OG flat 2% card. Pairs with Custom Cash + Premier to form Citi's trifecta, turns your combined cash back into transferable ThankYou Points. Rock solid for non-bonus spend.

    Common questions

    Which card has the bigger sign-up bonus, CitiBusiness / AAdvantage Platinum Select Mastercard or Citi Double Cash?
    The Citi Double Cash has a public bonus ($200 cash back, worth roughly $200), while the CitiBusiness / AAdvantage Platinum Select Mastercard doesn't advertise one right now.
    Is the CitiBusiness / AAdvantage Platinum Select Mastercard's $0 annual fee worth it compared to the Citi Double Cash?
    The CitiBusiness / AAdvantage Platinum Select Mastercard has no annual fee, so the question is whether the Citi Double Cash's $0 fee is justified by its perks. If you'll use enough of the Citi Double Cash's benefits to clear $0 in value annually, it's worth it; otherwise stick with the CitiBusiness / AAdvantage Platinum Select Mastercard.
    Can I have both the CitiBusiness / AAdvantage Platinum Select Mastercard and Citi Double Cash?
    Yes, though both are issued by Citi so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the CitiBusiness / AAdvantage Platinum Select Mastercard or the Citi Double Cash first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. CitiBusiness / AAdvantage Platinum Select Mastercard: no published min spend. Citi Double Cash: $1,500 in 6 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.