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Side-by-side

United Gateway Card vs Nordstrom Visa Signature Card

Both are well-respected travel cards. The United Gateway Card comes from Chase at $0/yr; the Nordstrom Visa Signature Card from TD Bank at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureUnited Gateway CardNordstrom Visa Signature Card
Annual fee$0$0
Sign-up bonus30,000 miles
Bonus value (est.)$390-
Min spend to unlock bonus$1,000 in 3 mo-
IssuerChaseTD Bank
Card categorytravelcashback
Best earning category (United)2x1x
Transfer partnersNoneNone
Headline benefits
  • 2x on United + transit + gas
  • No annual fee
  • No foreign tx fees
  • 25% inflight rebate
    Read the full review
    United Gateway Card
    $0/yr · 30,000 miles
    Read the full review
    Nordstrom Visa Signature Card
    $0/yr ·

    Editorial take: United Gateway Card

    The no-fee United card. Doesn't include free bags (that starts with the Explorer), so it's really only worth it for credit-building purposes.

    Editorial take: Nordstrom Visa Signature Card

    Common questions

    Which card has the bigger sign-up bonus, United Gateway Card or Nordstrom Visa Signature Card?
    The United Gateway Card has a public bonus (30,000 miles, worth roughly $390), while the Nordstrom Visa Signature Card doesn't advertise one right now.
    Is the United Gateway Card's $0 annual fee worth it compared to the Nordstrom Visa Signature Card?
    The United Gateway Card has no annual fee, so the question is whether the Nordstrom Visa Signature Card's $0 fee is justified by its perks. If you'll use enough of the Nordstrom Visa Signature Card's benefits to clear $0 in value annually, it's worth it; otherwise stick with the United Gateway Card.
    Can I have both the United Gateway Card and Nordstrom Visa Signature Card?
    Yes, since they're from different issuers (Chase and TD Bank) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the United Gateway Card or the Nordstrom Visa Signature Card first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. United Gateway Card: $1,000 spend in 3 months. Nordstrom Visa Signature Card: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.