Editorial take: United Club Infinite Card
Worth it only for frequent United flyers who use the clubs regularly. At $695, you need to visit the club 15+ times a year to break even on lounge access alone.
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Side-by-side
United Club Infinite Card vs Coinbase Card
Both are well-respected travel cards. The United Club Infinite Card comes from Chase at $695/yr; the Coinbase Card from Coinbase / Visa at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the United Club Infinite Card is the stronger pick today, the sign-up bonus is meaningfully larger ($1,120 more in estimated value) than the Coinbase Card's. Get the United Club Infinite Card first; revisit the Coinbase Card after you've earned that bonus.
| Feature | United Club Infinite Card | Coinbase Card |
|---|---|---|
| Annual fee | $695 | $0 |
| Sign-up bonus | 80,000 miles (up to 90,000 with authorized user) | |
| Bonus value (est.) | $1,120 | - |
| Min spend to unlock bonus | $5,000 in 3 mo | - |
| Issuer | Chase | Coinbase / Visa |
| Card category | travel | cashback |
| Best earning category (United) | 4x | 1x |
| Transfer partners | None | None |
| Headline benefits |
|
Read the full review
United Club Infinite Card
$695/yr · 80,000 miles (up to 90,000 with authorized user)
Read the full review
Coinbase Card
$0/yr ·
Editorial take: Coinbase Card
Common questions
- Which card has the bigger sign-up bonus, United Club Infinite Card or Coinbase Card?
- The United Club Infinite Card has a public bonus (80,000 miles (up to 90,000 with authorized user), worth roughly $1,120), while the Coinbase Card doesn't advertise one right now.
- Is the United Club Infinite Card's $695 annual fee worth it compared to the Coinbase Card?
- Premium cards like the United Club Infinite Card ($695/yr) earn their fee through credits, travel, dining, lounge access, statement reimbursements. If you'd actively use $695+ of those credits, the math works. The Coinbase Card at $0/yr trades some perks for a lower commitment.
- Can I have both the United Club Infinite Card and Coinbase Card?
- Yes, since they're from different issuers (Chase and Coinbase / Visa) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the United Club Infinite Card or the Coinbase Card first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. United Club Infinite Card: $5,000 spend in 3 months. Coinbase Card: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.