Chase Ink Business Preferred vs U.S. Bank Shopper Cash Rewards Visa Signature Card

Common questions

Which card has the bigger sign-up bonus, Chase Ink Business Preferred or U.S. Bank Shopper Cash Rewards Visa Signature Card?

The Chase Ink Business Preferred has the bigger bonus, 100,000 points, worth roughly $2,000, versus $250 cash back bonus (~$250) on the U.S. Bank Shopper Cash Rewards Visa Signature Card.

Is the Chase Ink Business Preferred's $95 annual fee worth it compared to the U.S. Bank Shopper Cash Rewards Visa Signature Card?

At $95/yr, the Chase Ink Business Preferred is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the U.S. Bank Shopper Cash Rewards Visa Signature Card's, pick the one whose perks you'll actually use.

Can I have both the Chase Ink Business Preferred and U.S. Bank Shopper Cash Rewards Visa Signature Card?

Yes, since they're from different issuers (Chase and U.S. Bank) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.

Should I get the Chase Ink Business Preferred or the U.S. Bank Shopper Cash Rewards Visa Signature Card first?

Get the one whose sign-up bonus you can hit comfortably without overspending. Chase Ink Business Preferred: $8,000 spend in 3 months. U.S. Bank Shopper Cash Rewards Visa Signature Card: $2,000 in 4 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.