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Chase Ink Business Preferred vs U.S. Bank Business Altitude Connect

Both are business travel cards. The Chase Ink Business Preferred comes from Chase at $95/yr; the U.S. Bank Business Altitude Connect from U.S. Bank at $95/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the Chase Ink Business Preferred is the stronger pick today, the sign-up bonus is meaningfully larger ($2,000 more in estimated value) than the U.S. Bank Business Altitude Connect's. Get the Chase Ink Business Preferred first; revisit the U.S. Bank Business Altitude Connect after you've earned that bonus.

FeatureChase Ink Business PreferredU.S. Bank Business Altitude Connect
Annual fee$95$95
Sign-up bonus100,000 points75,000 bonus points
Bonus value (est.)$2,000-
Min spend to unlock bonus$8,000 in 3 mo$6,000 in 6 mo
IssuerChaseU.S. Bank
Card categorybusinessbusiness
Best earning category (Travel)3x4x
Transfer partnerschase-urNone
Headline benefits
  • 100,000 point sign-up bonus
  • 3x on travel, shipping, ads, internet ($150k cap)
  • Cell phone protection
  • Transfer to UR partners
    Read the full review
    Chase Ink Business Preferred
    $95/yr · 100,000 points
    Read the full review
    U.S. Bank Business Altitude Connect
    $95/yr · 75,000 bonus points

    Editorial take: Chase Ink Business Preferred

    The business version of Sapphire Preferred with one of the highest sign-up bonuses around. 3x on travel, shipping, internet/phone, and advertising (capped $150k/yr combined) plus full UR transfer access. Chase has added once-per-lifetime language; treat the bonus as a one-time opportunity.

    Editorial take: U.S. Bank Business Altitude Connect

    Common questions

    Which card has the bigger sign-up bonus, Chase Ink Business Preferred or U.S. Bank Business Altitude Connect?
    The Chase Ink Business Preferred has a public bonus (100,000 points, worth roughly $2,000), while the U.S. Bank Business Altitude Connect doesn't advertise one right now.
    Is the Chase Ink Business Preferred's $95 annual fee worth it compared to the U.S. Bank Business Altitude Connect?
    At $95/yr, the Chase Ink Business Preferred is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the U.S. Bank Business Altitude Connect's, pick the one whose perks you'll actually use.
    Can I have both the Chase Ink Business Preferred and U.S. Bank Business Altitude Connect?
    Yes, since they're from different issuers (Chase and U.S. Bank) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the Chase Ink Business Preferred or the U.S. Bank Business Altitude Connect first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. Chase Ink Business Preferred: $8,000 spend in 3 months. U.S. Bank Business Altitude Connect: $6,000 in 6 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.