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Side-by-side

Chase Ink Business Preferred vs Coinbase Card

Both are well-respected travel cards. The Chase Ink Business Preferred comes from Chase at $95/yr; the Coinbase Card from Coinbase / Visa at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the Chase Ink Business Preferred is the stronger pick today, the sign-up bonus is meaningfully larger ($2,000 more in estimated value) than the Coinbase Card's. Get the Chase Ink Business Preferred first; revisit the Coinbase Card after you've earned that bonus.

FeatureChase Ink Business PreferredCoinbase Card
Annual fee$95$0
Sign-up bonus100,000 points
Bonus value (est.)$2,000-
Min spend to unlock bonus$8,000 in 3 mo-
IssuerChaseCoinbase / Visa
Card categorybusinesscashback
Best earning category (Travel)3x1x
Transfer partnerschase-urNone
Headline benefits
  • 100,000 point sign-up bonus
  • 3x on travel, shipping, ads, internet ($150k cap)
  • Cell phone protection
  • Transfer to UR partners
    Read the full review
    Chase Ink Business Preferred
    $95/yr · 100,000 points
    Read the full review
    Coinbase Card
    $0/yr ·

    Editorial take: Chase Ink Business Preferred

    The business version of Sapphire Preferred with one of the highest sign-up bonuses around. 3x on travel, shipping, internet/phone, and advertising (capped $150k/yr combined) plus full UR transfer access. Chase has added once-per-lifetime language; treat the bonus as a one-time opportunity.

    Editorial take: Coinbase Card

    Common questions

    Which card has the bigger sign-up bonus, Chase Ink Business Preferred or Coinbase Card?
    The Chase Ink Business Preferred has a public bonus (100,000 points, worth roughly $2,000), while the Coinbase Card doesn't advertise one right now.
    Is the Chase Ink Business Preferred's $95 annual fee worth it compared to the Coinbase Card?
    At $95/yr, the Chase Ink Business Preferred is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Coinbase Card's, pick the one whose perks you'll actually use.
    Can I have both the Chase Ink Business Preferred and Coinbase Card?
    Yes, since they're from different issuers (Chase and Coinbase / Visa) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the Chase Ink Business Preferred or the Coinbase Card first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. Chase Ink Business Preferred: $8,000 spend in 3 months. Coinbase Card: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.