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Side-by-side

Chase Ink Business Unlimited vs Wells Fargo Signify Business Cash

Both are business travel cards. The Chase Ink Business Unlimited comes from Chase at $0/yr; the Wells Fargo Signify Business Cash from Wells Fargo at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureChase Ink Business UnlimitedWells Fargo Signify Business Cash
Annual fee$0$0
Sign-up bonus$1,000 bonus cash back$500 cash rewards bonus
Bonus value (est.)$1,000$500
Min spend to unlock bonus$8,000 in 4 mo$5,000 in 3 mo
IssuerChaseWells Fargo
Card categorybusinessbusiness
Best earning category (Other)1.5x1x
Transfer partnerschase-urNone
Headline benefits
  • 1.5% on everything
  • $1,000 SUB ($8k spend in 4 months)
  • No annual fee
  • Converts to UR points
    Read the full review
    Chase Ink Business Unlimited
    $0/yr · $1,000 bonus cash back
    Read the full review
    Wells Fargo Signify Business Cash
    $0/yr · $500 cash rewards bonus

    Editorial take: Chase Ink Business Unlimited

    The business version of Freedom Unlimited. Flat 1.5% on every business expense with no annual fee, perfect catch-all for anything that doesn't fit a bonus category. Note: Current public offer is $1,000 cash back after $8,000 spend in 4 months, which Chase labels its best offer ever (issuer-verified 2026-07-18).

    Editorial take: Wells Fargo Signify Business Cash

    Common questions

    Which card has the bigger sign-up bonus, Chase Ink Business Unlimited or Wells Fargo Signify Business Cash?
    The Chase Ink Business Unlimited has the bigger bonus, $1,000 bonus cash back, worth roughly $1,000, versus $500 cash rewards bonus (~$500) on the Wells Fargo Signify Business Cash.
    Is the Chase Ink Business Unlimited's $0 annual fee worth it compared to the Wells Fargo Signify Business Cash?
    The Chase Ink Business Unlimited has no annual fee, so the question is whether the Wells Fargo Signify Business Cash's $0 fee is justified by its perks. If you'll use enough of the Wells Fargo Signify Business Cash's benefits to clear $0 in value annually, it's worth it; otherwise stick with the Chase Ink Business Unlimited.
    Can I have both the Chase Ink Business Unlimited and Wells Fargo Signify Business Cash?
    Yes, since they're from different issuers (Chase and Wells Fargo) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the Chase Ink Business Unlimited or the Wells Fargo Signify Business Cash first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. Chase Ink Business Unlimited: $8,000 spend in 4 months. Wells Fargo Signify Business Cash: $5,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.