Editorial take: Chase Ink Business Unlimited
The business version of Freedom Unlimited. Flat 1.5% on every business expense with no annual fee, perfect catch-all for anything that doesn't fit a bonus category.
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Side-by-side
Chase Ink Business Unlimited vs Choice Privileges Mastercard
Both are well-respected travel cards. The Chase Ink Business Unlimited comes from Chase at $0/yr; the Choice Privileges Mastercard from Wells Fargo at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the Chase Ink Business Unlimited is the stronger pick today, the sign-up bonus is meaningfully larger ($750 more in estimated value) than the Choice Privileges Mastercard's. Get the Chase Ink Business Unlimited first; revisit the Choice Privileges Mastercard after you've earned that bonus.
| Feature | Chase Ink Business Unlimited | Choice Privileges Mastercard |
|---|---|---|
| Annual fee | $0 | $0 |
| Sign-up bonus | $750 bonus cash back | Not advertised |
| Bonus value (est.) | $750 | - |
| Min spend to unlock bonus | $6,000 in 3 mo | - |
| Issuer | Chase | Wells Fargo |
| Card category | business | travel |
| Best earning category (Other) | 1.5x | 1x |
| Transfer partners | chase-ur | None |
| Headline benefits |
|
Read the full review
Chase Ink Business Unlimited
$0/yr · $750 bonus cash back
Read the full review
Choice Privileges Mastercard
$0/yr ·
Editorial take: Choice Privileges Mastercard
Common questions
- Which card has the bigger sign-up bonus, Chase Ink Business Unlimited or Choice Privileges Mastercard?
- The Chase Ink Business Unlimited has a public bonus ($750 bonus cash back, worth roughly $750), while the Choice Privileges Mastercard doesn't advertise one right now.
- Is the Chase Ink Business Unlimited's $0 annual fee worth it compared to the Choice Privileges Mastercard?
- The Chase Ink Business Unlimited has no annual fee, so the question is whether the Choice Privileges Mastercard's $0 fee is justified by its perks. If you'll use enough of the Choice Privileges Mastercard's benefits to clear $0 in value annually, it's worth it; otherwise stick with the Chase Ink Business Unlimited.
- Can I have both the Chase Ink Business Unlimited and Choice Privileges Mastercard?
- Yes, since they're from different issuers (Chase and Wells Fargo) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Chase Ink Business Unlimited or the Choice Privileges Mastercard first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Chase Ink Business Unlimited: $6,000 spend in 3 months. Choice Privileges Mastercard: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.