Editorial take: Chase Ink Business Unlimited
The business version of Freedom Unlimited. Flat 1.5% on every business expense with no annual fee, perfect catch-all for anything that doesn't fit a bonus category.
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Side-by-side
Chase Ink Business Unlimited vs Wells Fargo Autograph Card
Both are well-respected travel cards. The Chase Ink Business Unlimited comes from Chase at $0/yr; the Wells Fargo Autograph Card from Wells Fargo at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the Chase Ink Business Unlimited is the stronger pick today, the sign-up bonus is meaningfully larger ($550 more in estimated value) than the Wells Fargo Autograph Card's. Get the Chase Ink Business Unlimited first; revisit the Wells Fargo Autograph Card after you've earned that bonus.
| Feature | Chase Ink Business Unlimited | Wells Fargo Autograph Card |
|---|---|---|
| Annual fee | $0 | $0 |
| Sign-up bonus | $750 bonus cash back | 20,000 points |
| Bonus value (est.) | $750 | $200 |
| Min spend to unlock bonus | $6,000 in 3 mo | $1,000 in 3 mo |
| Issuer | Chase | Wells Fargo |
| Card category | business | travel |
| Best earning category (Other) | 1.5x | 1x |
| Transfer partners | chase-ur | wf-rewards |
| Headline benefits |
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Read the full review
Chase Ink Business Unlimited
$0/yr · $750 bonus cash back
Read the full review
Wells Fargo Autograph Card
$0/yr · 20,000 points
Editorial take: Wells Fargo Autograph Card
The best no-annual-fee card for everyday spend in 2026. 3x on six broad categories with no caps trumps almost every other free card. Pair with the Autograph Journey if you want transferable points.
Common questions
- Which card has the bigger sign-up bonus, Chase Ink Business Unlimited or Wells Fargo Autograph Card?
- The Chase Ink Business Unlimited has the bigger bonus, $750 bonus cash back, worth roughly $750, versus 20,000 points (~$200) on the Wells Fargo Autograph Card.
- Is the Chase Ink Business Unlimited's $0 annual fee worth it compared to the Wells Fargo Autograph Card?
- The Chase Ink Business Unlimited has no annual fee, so the question is whether the Wells Fargo Autograph Card's $0 fee is justified by its perks. If you'll use enough of the Wells Fargo Autograph Card's benefits to clear $0 in value annually, it's worth it; otherwise stick with the Chase Ink Business Unlimited.
- Can I have both the Chase Ink Business Unlimited and Wells Fargo Autograph Card?
- Yes, since they're from different issuers (Chase and Wells Fargo) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Chase Ink Business Unlimited or the Wells Fargo Autograph Card first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Chase Ink Business Unlimited: $6,000 spend in 3 months. Wells Fargo Autograph Card: $1,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.