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Chase Ink Business Unlimited vs US Bank Triple Cash Rewards Business

Both are business travel cards. The Chase Ink Business Unlimited comes from Chase at $0/yr; the US Bank Triple Cash Rewards Business from U.S. Bank at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureChase Ink Business UnlimitedUS Bank Triple Cash Rewards Business
Annual fee$0$0
Sign-up bonus$1,000 bonus cash back$750 cash back
Bonus value (est.)$1,000$750
Min spend to unlock bonus$8,000 in 4 mo$6,000 in 6 mo
IssuerChaseU.S. Bank
Card categorybusinessbusiness
Best earning category (Other)1.5x1x
Transfer partnerschase-urNone
Headline benefits
  • 1.5% on everything
  • $1,000 SUB ($8k spend in 4 months)
  • No annual fee
  • Converts to UR points
    Read the full review
    Chase Ink Business Unlimited
    $0/yr · $1,000 bonus cash back
    Read the full review
    US Bank Triple Cash Rewards Business
    $0/yr · $750 cash back

    Editorial take: Chase Ink Business Unlimited

    The business version of Freedom Unlimited. Flat 1.5% on every business expense with no annual fee, perfect catch-all for anything that doesn't fit a bonus category. Note: Current public offer is $1,000 cash back after $8,000 spend in 4 months, which Chase labels its best offer ever (issuer-verified 2026-07-18).

    Editorial take: US Bank Triple Cash Rewards Business

    Common questions

    Which card has the bigger sign-up bonus, Chase Ink Business Unlimited or US Bank Triple Cash Rewards Business?
    The Chase Ink Business Unlimited has the bigger bonus, $1,000 bonus cash back, worth roughly $1,000, versus $750 cash back (~$750) on the US Bank Triple Cash Rewards Business.
    Is the Chase Ink Business Unlimited's $0 annual fee worth it compared to the US Bank Triple Cash Rewards Business?
    The Chase Ink Business Unlimited has no annual fee, so the question is whether the US Bank Triple Cash Rewards Business's $0 fee is justified by its perks. If you'll use enough of the US Bank Triple Cash Rewards Business's benefits to clear $0 in value annually, it's worth it; otherwise stick with the Chase Ink Business Unlimited.
    Can I have both the Chase Ink Business Unlimited and US Bank Triple Cash Rewards Business?
    Yes, since they're from different issuers (Chase and U.S. Bank) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the Chase Ink Business Unlimited or the US Bank Triple Cash Rewards Business first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. Chase Ink Business Unlimited: $8,000 spend in 4 months. US Bank Triple Cash Rewards Business: $6,000 in 6 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.