Chase Ink Business Unlimited vs TD First Class Visa Signature Credit Card

Common questions

Which card has the bigger sign-up bonus, Chase Ink Business Unlimited or TD First Class Visa Signature Credit Card?

The Chase Ink Business Unlimited has the bigger bonus, $1,000 bonus cash back, worth roughly $1,000, versus 25,000 bonus miles (~$250) on the TD First Class Visa Signature Credit Card.

Is the Chase Ink Business Unlimited's $0 annual fee worth it compared to the TD First Class Visa Signature Credit Card?

The Chase Ink Business Unlimited has no annual fee, so the question is whether the TD First Class Visa Signature Credit Card's $89 fee is justified by its perks. If you'll use enough of the TD First Class Visa Signature Credit Card's benefits to clear $89 in value annually, it's worth it; otherwise stick with the Chase Ink Business Unlimited.

Can I have both the Chase Ink Business Unlimited and TD First Class Visa Signature Credit Card?

Yes, since they're from different issuers (Chase and TD Bank) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.

Should I get the Chase Ink Business Unlimited or the TD First Class Visa Signature Credit Card first?

Get the one whose sign-up bonus you can hit comfortably without overspending. Chase Ink Business Unlimited: $8,000 spend in 4 months. TD First Class Visa Signature Credit Card: $3,000 in 6 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.