Editorial take: Chase Ink Business Unlimited
The business version of Freedom Unlimited. Flat 1.5% on every business expense with no annual fee, perfect catch-all for anything that doesn't fit a bonus category.
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Side-by-side
Chase Ink Business Unlimited vs Home Depot Commercial Revolving Charge Card
Both are business travel cards. The Chase Ink Business Unlimited comes from Chase at $0/yr; the Home Depot Commercial Revolving Charge Card from Citi Retail Services at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the Chase Ink Business Unlimited is the stronger pick today, the sign-up bonus is meaningfully larger ($750 more in estimated value) than the Home Depot Commercial Revolving Charge Card's. Get the Chase Ink Business Unlimited first; revisit the Home Depot Commercial Revolving Charge Card after you've earned that bonus.
| Feature | Chase Ink Business Unlimited | Home Depot Commercial Revolving Charge Card |
|---|---|---|
| Annual fee | $0 | $0 |
| Sign-up bonus | $750 bonus cash back | |
| Bonus value (est.) | $750 | - |
| Min spend to unlock bonus | $6,000 in 3 mo | - |
| Issuer | Chase | Citi Retail Services |
| Card category | business | business |
| Best earning category (Other) | 1.5x | 1x |
| Transfer partners | chase-ur | None |
| Headline benefits |
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Read the full review
Chase Ink Business Unlimited
$0/yr · $750 bonus cash back
Read the full review
Home Depot Commercial Revolving Charge Card
$0/yr ·
Editorial take: Home Depot Commercial Revolving Charge Card
Common questions
- Which card has the bigger sign-up bonus, Chase Ink Business Unlimited or Home Depot Commercial Revolving Charge Card?
- The Chase Ink Business Unlimited has a public bonus ($750 bonus cash back, worth roughly $750), while the Home Depot Commercial Revolving Charge Card doesn't advertise one right now.
- Is the Chase Ink Business Unlimited's $0 annual fee worth it compared to the Home Depot Commercial Revolving Charge Card?
- The Chase Ink Business Unlimited has no annual fee, so the question is whether the Home Depot Commercial Revolving Charge Card's $0 fee is justified by its perks. If you'll use enough of the Home Depot Commercial Revolving Charge Card's benefits to clear $0 in value annually, it's worth it; otherwise stick with the Chase Ink Business Unlimited.
- Can I have both the Chase Ink Business Unlimited and Home Depot Commercial Revolving Charge Card?
- Yes, since they're from different issuers (Chase and Citi Retail Services) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Chase Ink Business Unlimited or the Home Depot Commercial Revolving Charge Card first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Chase Ink Business Unlimited: $6,000 spend in 3 months. Home Depot Commercial Revolving Charge Card: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.