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Side-by-side

Chase Ink Business Premier vs US Bank Business Platinum Card

Both are business travel cards. The Chase Ink Business Premier comes from Chase at $195/yr; the US Bank Business Platinum Card from U.S. Bank at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the Chase Ink Business Premier is the stronger pick today, the sign-up bonus is meaningfully larger ($1,000 more in estimated value) than the US Bank Business Platinum Card's. Get the Chase Ink Business Premier first; revisit the US Bank Business Platinum Card after you've earned that bonus.

FeatureChase Ink Business PremierUS Bank Business Platinum Card
Annual fee$195$0
Sign-up bonus$1,000 cash back
Bonus value (est.)$1,000-
Min spend to unlock bonus$10,000 in 3 mo-
IssuerChaseU.S. Bank
Card categorybusinessbusiness
Best earning category (Travel_chase)5x1x
Transfer partnersNoneNone
Headline benefits
  • 100k bonus (one of largest)
  • 2.5x on $5k+ purchases
  • 5x Chase Travel
  • Pay-in-full (no APR)
    Read the full review
    Chase Ink Business Premier
    $195/yr · $1,000 cash back
    Read the full review
    US Bank Business Platinum Card
    $0/yr ·

    Editorial take: Chase Ink Business Premier

    Chase's premium business card filling the gap above Ink Business Preferred. The 2.5x on large purchases is unique among UR-earning cards, perfect for businesses that drop $5k+ on equipment, software, or contractors monthly. Pay-in-full required.

    Editorial take: US Bank Business Platinum Card

    Common questions

    Which card has the bigger sign-up bonus, Chase Ink Business Premier or US Bank Business Platinum Card?
    The Chase Ink Business Premier has a public bonus ($1,000 cash back, worth roughly $1,000), while the US Bank Business Platinum Card doesn't advertise one right now.
    Is the Chase Ink Business Premier's $195 annual fee worth it compared to the US Bank Business Platinum Card?
    At $195/yr, the Chase Ink Business Premier is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the US Bank Business Platinum Card's, pick the one whose perks you'll actually use.
    Can I have both the Chase Ink Business Premier and US Bank Business Platinum Card?
    Yes, since they're from different issuers (Chase and U.S. Bank) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the Chase Ink Business Premier or the US Bank Business Platinum Card first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. Chase Ink Business Premier: $10,000 spend in 3 months. US Bank Business Platinum Card: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.