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Side-by-side

Chase Ink Business Premier vs United Club Infinite Card

Both are well-respected travel cards. The Chase Ink Business Premier comes from Chase at $195/yr; the United Club Infinite Card from Chase at $695/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureChase Ink Business PremierUnited Club Infinite Card
Annual fee$195$695
Sign-up bonus$1,000 cash back80,000 miles (up to 90,000 with authorized user)
Bonus value (est.)$1,000$1,120
Min spend to unlock bonus$10,000 in 3 mo$5,000 in 3 mo
IssuerChaseChase
Card categorybusinesstravel
Best earning category (Travel_chase)5x1x
Transfer partnersNoneNone
Headline benefits
  • 100k bonus (one of largest)
  • 2.5x on $5k+ purchases
  • 5x Chase Travel
  • Pay-in-full (no APR)
  • United Club access
  • 4x on United
  • Hyatt Discoverist
  • Priority everything
Read the full review
Chase Ink Business Premier
$195/yr · $1,000 cash back
Read the full review
United Club Infinite Card
$695/yr · 80,000 miles (up to 90,000 with authorized user)

Editorial take: Chase Ink Business Premier

Chase's premium business card filling the gap above Ink Business Preferred. The 2.5x on large purchases is unique among UR-earning cards, perfect for businesses that drop $5k+ on equipment, software, or contractors monthly. Pay-in-full required.

Editorial take: United Club Infinite Card

Worth it only for frequent United flyers who use the clubs regularly. At $695, you need to visit the club 15+ times a year to break even on lounge access alone.

Common questions

Which card has the bigger sign-up bonus, Chase Ink Business Premier or United Club Infinite Card?
The United Club Infinite Card has the bigger bonus, 80,000 miles (up to 90,000 with authorized user), worth roughly $1,120, versus $1,000 cash back (~$1,000) on the Chase Ink Business Premier.
Is the Chase Ink Business Premier's $195 annual fee worth it compared to the United Club Infinite Card?
At $195/yr, the Chase Ink Business Premier is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the United Club Infinite Card's, pick the one whose perks you'll actually use.
Can I have both the Chase Ink Business Premier and United Club Infinite Card?
Yes, though both are issued by Chase so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the Chase Ink Business Premier or the United Club Infinite Card first?
Get the one whose sign-up bonus you can hit comfortably without overspending. Chase Ink Business Premier: $10,000 spend in 3 months. United Club Infinite Card: $5,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.