Editorial take: Chase Ink Business Cash
Highest-earning no-fee business card. 5% on internet, phone, and office supplies covers most small-business overhead. Note: The elevated $900 SUB ended Nov 13, 2025; current public offer is $750/$6k/3mo.
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Side-by-side
Chase Ink Business Cash vs Lowe's Business Rewards Card from American Express
Both are business travel cards. The Chase Ink Business Cash comes from Chase at $0/yr; the Lowe's Business Rewards Card from American Express from American Express at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the Chase Ink Business Cash is the stronger pick today, the sign-up bonus is meaningfully larger ($650 more in estimated value) than the Lowe's Business Rewards Card from American Express's. Get the Chase Ink Business Cash first; revisit the Lowe's Business Rewards Card from American Express after you've earned that bonus.
| Feature | Chase Ink Business Cash | Lowe's Business Rewards Card from American Express |
|---|---|---|
| Annual fee | $0 | $0 |
| Sign-up bonus | $750 bonus cash back | $100 statement credit |
| Bonus value (est.) | $750 | $100 |
| Min spend to unlock bonus | $6,000 in 3 mo | $1,000 in 3 mo |
| Issuer | Chase | American Express |
| Card category | business | business |
| Best earning category (Office) | 5x | 1x |
| Transfer partners | chase-ur | None |
| Headline benefits |
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Read the full review
Chase Ink Business Cash
$0/yr · $750 bonus cash back
Read the full review
Lowe's Business Rewards Card from American Express
$0/yr · $100 statement credit
Editorial take: Lowe's Business Rewards Card from American Express
Common questions
- Which card has the bigger sign-up bonus, Chase Ink Business Cash or Lowe's Business Rewards Card from American Express?
- The Chase Ink Business Cash has the bigger bonus, $750 bonus cash back, worth roughly $750, versus $100 statement credit (~$100) on the Lowe's Business Rewards Card from American Express.
- Is the Chase Ink Business Cash's $0 annual fee worth it compared to the Lowe's Business Rewards Card from American Express?
- The Chase Ink Business Cash has no annual fee, so the question is whether the Lowe's Business Rewards Card from American Express's $0 fee is justified by its perks. If you'll use enough of the Lowe's Business Rewards Card from American Express's benefits to clear $0 in value annually, it's worth it; otherwise stick with the Chase Ink Business Cash.
- Can I have both the Chase Ink Business Cash and Lowe's Business Rewards Card from American Express?
- Yes, since they're from different issuers (Chase and American Express) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Chase Ink Business Cash or the Lowe's Business Rewards Card from American Express first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Chase Ink Business Cash: $6,000 spend in 3 months. Lowe's Business Rewards Card from American Express: $1,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.