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Side-by-side

IHG One Rewards Traveler vs Capital One Walmart Rewards Mastercard

Both are well-respected travel cards. The IHG One Rewards Traveler comes from Chase at $0/yr; the Capital One Walmart Rewards Mastercard from Capital One at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureIHG One Rewards TravelerCapital One Walmart Rewards Mastercard
Annual fee$0$0
Sign-up bonus80,000 points
Bonus value (est.)$480-
Min spend to unlock bonus$2,000 in 3 mo-
IssuerChaseCapital One
Card categoryhotelcashback
Best earning category (Ihg)17x1x
Transfer partnersNoneNone
Headline benefits
  • 4th night free on awards
  • 17x at IHG
  • No annual fee
  • Silver status
    Read the full review
    IHG One Rewards Traveler
    $0/yr · 80,000 points
    Read the full review
    Capital One Walmart Rewards Mastercard
    $0/yr ·

    Editorial take: IHG One Rewards Traveler

    The 4th-night-free benefit alone makes this a standout, on a 4-night IHG stay, you're effectively getting 25% off. Stack with transfer bonuses from Chase UR for serious savings.

    Editorial take: Capital One Walmart Rewards Mastercard

    Common questions

    Which card has the bigger sign-up bonus, IHG One Rewards Traveler or Capital One Walmart Rewards Mastercard?
    The IHG One Rewards Traveler has a public bonus (80,000 points, worth roughly $480), while the Capital One Walmart Rewards Mastercard doesn't advertise one right now.
    Is the IHG One Rewards Traveler's $0 annual fee worth it compared to the Capital One Walmart Rewards Mastercard?
    The IHG One Rewards Traveler has no annual fee, so the question is whether the Capital One Walmart Rewards Mastercard's $0 fee is justified by its perks. If you'll use enough of the Capital One Walmart Rewards Mastercard's benefits to clear $0 in value annually, it's worth it; otherwise stick with the IHG One Rewards Traveler.
    Can I have both the IHG One Rewards Traveler and Capital One Walmart Rewards Mastercard?
    Yes, since they're from different issuers (Chase and Capital One) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the IHG One Rewards Traveler or the Capital One Walmart Rewards Mastercard first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. IHG One Rewards Traveler: $2,000 spend in 3 months. Capital One Walmart Rewards Mastercard: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.