Editorial take: IHG One Rewards Traveler
The 4th-night-free benefit alone makes this a standout, on a 4-night IHG stay, you're effectively getting 25% off. Stack with transfer bonuses from Chase UR for serious savings.
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Side-by-side
IHG One Rewards Traveler vs US Bank Business Platinum Card
Both are well-respected travel cards. The IHG One Rewards Traveler comes from Chase at $0/yr; the US Bank Business Platinum Card from U.S. Bank at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.
| Feature | IHG One Rewards Traveler | US Bank Business Platinum Card |
|---|---|---|
| Annual fee | $0 | $0 |
| Sign-up bonus | 80,000 points | |
| Bonus value (est.) | $480 | - |
| Min spend to unlock bonus | $2,000 in 3 mo | - |
| Issuer | Chase | U.S. Bank |
| Card category | hotel | business |
| Best earning category (Ihg) | 17x | 1x |
| Transfer partners | None | None |
| Headline benefits |
|
Read the full review
IHG One Rewards Traveler
$0/yr · 80,000 points
Read the full review
US Bank Business Platinum Card
$0/yr ·
Editorial take: US Bank Business Platinum Card
Common questions
- Which card has the bigger sign-up bonus, IHG One Rewards Traveler or US Bank Business Platinum Card?
- The IHG One Rewards Traveler has a public bonus (80,000 points, worth roughly $480), while the US Bank Business Platinum Card doesn't advertise one right now.
- Is the IHG One Rewards Traveler's $0 annual fee worth it compared to the US Bank Business Platinum Card?
- The IHG One Rewards Traveler has no annual fee, so the question is whether the US Bank Business Platinum Card's $0 fee is justified by its perks. If you'll use enough of the US Bank Business Platinum Card's benefits to clear $0 in value annually, it's worth it; otherwise stick with the IHG One Rewards Traveler.
- Can I have both the IHG One Rewards Traveler and US Bank Business Platinum Card?
- Yes, since they're from different issuers (Chase and U.S. Bank) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the IHG One Rewards Traveler or the US Bank Business Platinum Card first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. IHG One Rewards Traveler: $2,000 spend in 3 months. US Bank Business Platinum Card: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.