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Side-by-side
Amazon Business Prime American Express Card vs USAA Rate Advantage Visa Platinum
Both are well-respected travel cards. The Amazon Business Prime American Express Card comes from American Express at $0/yr; the USAA Rate Advantage Visa Platinum from USAA at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.
| Feature | Amazon Business Prime American Express Card | USAA Rate Advantage Visa Platinum |
|---|---|---|
| Annual fee | $0 | $0 |
| Sign-up bonus | $125 Amazon.com Gift Card | None |
| Bonus value (est.) | $125 | $0 |
| Min spend to unlock bonus | $0 in 0 mo | $0 in 0 mo |
| Issuer | American Express | USAA |
| Card category | business | rewards |
| Best earning category (Amazon_business_amazon_aws_whole_foods_with_prime) | 5x | 1x |
| Transfer partners | None | None |
| Headline benefits |
Read the full review
Amazon Business Prime American Express Card
$0/yr · $125 Amazon.com Gift Card
Read the full review
USAA Rate Advantage Visa Platinum
$0/yr · None
Editorial take: USAA Rate Advantage Visa Platinum
Common questions
- Which card has the bigger sign-up bonus, Amazon Business Prime American Express Card or USAA Rate Advantage Visa Platinum?
- The Amazon Business Prime American Express Card has the bigger bonus, $125 Amazon.com Gift Card, worth roughly $125, versus None (~$0) on the USAA Rate Advantage Visa Platinum.
- Is the Amazon Business Prime American Express Card's $0 annual fee worth it compared to the USAA Rate Advantage Visa Platinum?
- The Amazon Business Prime American Express Card has no annual fee, so the question is whether the USAA Rate Advantage Visa Platinum's $0 fee is justified by its perks. If you'll use enough of the USAA Rate Advantage Visa Platinum's benefits to clear $0 in value annually, it's worth it; otherwise stick with the Amazon Business Prime American Express Card.
- Can I have both the Amazon Business Prime American Express Card and USAA Rate Advantage Visa Platinum?
- Yes, since they're from different issuers (American Express and USAA) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Amazon Business Prime American Express Card or the USAA Rate Advantage Visa Platinum first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Amazon Business Prime American Express Card: $0 spend in 0 months. USAA Rate Advantage Visa Platinum: $0 in 0 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.