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Side-by-side

Amazon Business Prime American Express Card vs Citi Double Cash

Both are well-respected travel cards. The Amazon Business Prime American Express Card comes from American Express at $0/yr; the Citi Double Cash from Citi at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureAmazon Business Prime American Express CardCiti Double Cash
Annual fee$0$0
Sign-up bonus$125 Amazon.com Gift Card$200 cash back
Bonus value (est.)$125$200
Min spend to unlock bonus$0 in 0 mo$1,500 in 6 mo
IssuerAmerican ExpressCiti
Card categorybusinesscashback
Best earning category (Amazon_business_amazon_aws_whole_foods_with_prime)5x1x
Transfer partnersNoneciti-ty
Headline benefits
    • 2% everywhere
    • No annual fee
    • Pairs with TY Premier
    • Simple earning
    Read the full review
    Amazon Business Prime American Express Card
    $0/yr · $125 Amazon.com Gift Card
    Read the full review
    Citi Double Cash
    $0/yr · $200 cash back

    Editorial take: Amazon Business Prime American Express Card

    Editorial take: Citi Double Cash

    The OG flat 2% card. Pairs with Custom Cash + Premier to form Citi's trifecta, turns your combined cash back into transferable ThankYou Points. Rock solid for non-bonus spend.

    Common questions

    Which card has the bigger sign-up bonus, Amazon Business Prime American Express Card or Citi Double Cash?
    The Citi Double Cash has the bigger bonus, $200 cash back, worth roughly $200, versus $125 Amazon.com Gift Card (~$125) on the Amazon Business Prime American Express Card.
    Is the Amazon Business Prime American Express Card's $0 annual fee worth it compared to the Citi Double Cash?
    The Amazon Business Prime American Express Card has no annual fee, so the question is whether the Citi Double Cash's $0 fee is justified by its perks. If you'll use enough of the Citi Double Cash's benefits to clear $0 in value annually, it's worth it; otherwise stick with the Amazon Business Prime American Express Card.
    Can I have both the Amazon Business Prime American Express Card and Citi Double Cash?
    Yes, since they're from different issuers (American Express and Citi) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the Amazon Business Prime American Express Card or the Citi Double Cash first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. Amazon Business Prime American Express Card: $0 spend in 0 months. Citi Double Cash: $1,500 in 6 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.