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Side-by-side
Amazon Business Prime American Express Card vs Sapphire Reserve for Business
Both are business travel cards. The Amazon Business Prime American Express Card comes from American Express at $0/yr; the Sapphire Reserve for Business from Chase at $795/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the Sapphire Reserve for Business is the stronger pick today, the sign-up bonus is meaningfully larger ($2,470 more in estimated value) than the Amazon Business Prime American Express Card's. Get the Sapphire Reserve for Business first; revisit the Amazon Business Prime American Express Card after you've earned that bonus.
| Feature | Amazon Business Prime American Express Card | Sapphire Reserve for Business |
|---|---|---|
| Annual fee | $0 | $795 |
| Sign-up bonus | $125 Amazon.com Gift Card | 150,000 points |
| Bonus value (est.) | $125 | $2,595 |
| Min spend to unlock bonus | $0 in 0 mo | $20,000 in 3 mo |
| Issuer | American Express | Chase |
| Card category | business | business |
| Best earning category (Amazon_business_amazon_aws_whole_foods_with_prime) | 5x | 1x |
| Transfer partners | None | chase-ur |
| Headline benefits |
Read the full review
Amazon Business Prime American Express Card
$0/yr · $125 Amazon.com Gift Card
Read the full review
Sapphire Reserve for Business
$795/yr · 150,000 points
Editorial take: Sapphire Reserve for Business
Common questions
- Which card has the bigger sign-up bonus, Amazon Business Prime American Express Card or Sapphire Reserve for Business?
- The Sapphire Reserve for Business has the bigger bonus, 150,000 points, worth roughly $2,595, versus $125 Amazon.com Gift Card (~$125) on the Amazon Business Prime American Express Card.
- Is the Amazon Business Prime American Express Card's $0 annual fee worth it compared to the Sapphire Reserve for Business?
- The Amazon Business Prime American Express Card has no annual fee, so the question is whether the Sapphire Reserve for Business's $795 fee is justified by its perks. If you'll use enough of the Sapphire Reserve for Business's benefits to clear $795 in value annually, it's worth it; otherwise stick with the Amazon Business Prime American Express Card.
- Can I have both the Amazon Business Prime American Express Card and Sapphire Reserve for Business?
- Yes, since they're from different issuers (American Express and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Amazon Business Prime American Express Card or the Sapphire Reserve for Business first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Amazon Business Prime American Express Card: $0 spend in 0 months. Sapphire Reserve for Business: $20,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.