Beta

Free during beta. Plus launches at $12/mo or $99/yr on July 1. Annual is locked for 12 months during beta.

Skip to content
RewardZ Travel
All credit cards
Side-by-side

Amazon Business Prime American Express Card vs Chase Ink Business Preferred

Both are business travel cards. The Amazon Business Prime American Express Card comes from American Express at $0/yr; the Chase Ink Business Preferred from Chase at $95/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the Chase Ink Business Preferred is the stronger pick today, the sign-up bonus is meaningfully larger ($1,875 more in estimated value) than the Amazon Business Prime American Express Card's. Get the Chase Ink Business Preferred first; revisit the Amazon Business Prime American Express Card after you've earned that bonus.

FeatureAmazon Business Prime American Express CardChase Ink Business Preferred
Annual fee$0$95
Sign-up bonus$125 Amazon.com Gift Card100,000 points
Bonus value (est.)$125$2,000
Min spend to unlock bonus$0 in 0 mo$8,000 in 3 mo
IssuerAmerican ExpressChase
Card categorybusinessbusiness
Best earning category (Amazon_business_amazon_aws_whole_foods_with_prime)5x1x
Transfer partnersNonechase-ur
Headline benefits
    • 100,000 point sign-up bonus
    • 3x on travel, shipping, ads, internet ($150k cap)
    • Cell phone protection
    • Transfer to UR partners
    Read the full review
    Amazon Business Prime American Express Card
    $0/yr · $125 Amazon.com Gift Card
    Read the full review
    Chase Ink Business Preferred
    $95/yr · 100,000 points

    Editorial take: Amazon Business Prime American Express Card

    Editorial take: Chase Ink Business Preferred

    The business version of Sapphire Preferred with one of the highest sign-up bonuses around. 3x on travel, shipping, internet/phone, and advertising (capped $150k/yr combined) plus full UR transfer access. Chase has added once-per-lifetime language; treat the bonus as a one-time opportunity.

    Common questions

    Which card has the bigger sign-up bonus, Amazon Business Prime American Express Card or Chase Ink Business Preferred?
    The Chase Ink Business Preferred has the bigger bonus, 100,000 points, worth roughly $2,000, versus $125 Amazon.com Gift Card (~$125) on the Amazon Business Prime American Express Card.
    Is the Amazon Business Prime American Express Card's $0 annual fee worth it compared to the Chase Ink Business Preferred?
    The Amazon Business Prime American Express Card has no annual fee, so the question is whether the Chase Ink Business Preferred's $95 fee is justified by its perks. If you'll use enough of the Chase Ink Business Preferred's benefits to clear $95 in value annually, it's worth it; otherwise stick with the Amazon Business Prime American Express Card.
    Can I have both the Amazon Business Prime American Express Card and Chase Ink Business Preferred?
    Yes, since they're from different issuers (American Express and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the Amazon Business Prime American Express Card or the Chase Ink Business Preferred first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. Amazon Business Prime American Express Card: $0 spend in 0 months. Chase Ink Business Preferred: $8,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.