Amazon Business Prime American Express Card vs Chase Ink Business Premier
Both are business travel cards. The Amazon Business Prime American Express Card comes from American Express at $0/yr; the Chase Ink Business Premier from Chase at $195/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
For most people the Chase Ink Business Premier is the stronger pick today, the sign-up bonus is meaningfully larger ($875 more in estimated value) than the Amazon Business Prime American Express Card's. Get the Chase Ink Business Premier first; revisit the Amazon Business Prime American Express Card after you've earned that bonus.
| Feature | Amazon Business Prime American Express Card | Chase Ink Business Premier |
|---|---|---|
| Annual fee | $0 | $195 |
| Sign-up bonus | $125 Amazon.com Gift Card | $1,000 cash back |
| Bonus value (est.) | $125 | $1,000 |
| Min spend to unlock bonus | $0 in 0 mo | $10,000 in 3 mo |
| Issuer | American Express | Chase |
| Card category | business | business |
| Best earning category (Amazon_business_amazon_aws_whole_foods_with_prime) | 5x | 1x |
| Transfer partners | None | None |
| Headline benefits |
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Editorial take: Chase Ink Business Premier
Chase's premium business card filling the gap above Ink Business Preferred. The 2.5x on large purchases is unique among UR-earning cards, perfect for businesses that drop $5k+ on equipment, software, or contractors monthly. Pay-in-full required.
Common questions
- Which card has the bigger sign-up bonus, Amazon Business Prime American Express Card or Chase Ink Business Premier?
- The Chase Ink Business Premier has the bigger bonus, $1,000 cash back, worth roughly $1,000, versus $125 Amazon.com Gift Card (~$125) on the Amazon Business Prime American Express Card.
- Is the Amazon Business Prime American Express Card's $0 annual fee worth it compared to the Chase Ink Business Premier?
- The Amazon Business Prime American Express Card has no annual fee, so the question is whether the Chase Ink Business Premier's $195 fee is justified by its perks. If you'll use enough of the Chase Ink Business Premier's benefits to clear $195 in value annually, it's worth it; otherwise stick with the Amazon Business Prime American Express Card.
- Can I have both the Amazon Business Prime American Express Card and Chase Ink Business Premier?
- Yes, since they're from different issuers (American Express and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Amazon Business Prime American Express Card or the Chase Ink Business Premier first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Amazon Business Prime American Express Card: $0 spend in 0 months. Chase Ink Business Premier: $10,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.
