Beta

Free during beta. Plus launches at $12/mo or $99/yr on July 1. Annual is locked for 12 months during beta.

Skip to content
RewardZ Travel
All credit cards
Side-by-side

Amazon Business Prime American Express Card vs Chase Ink Business Cash

Both are business travel cards. The Amazon Business Prime American Express Card comes from American Express at $0/yr; the Chase Ink Business Cash from Chase at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the Chase Ink Business Cash is the stronger pick today, the sign-up bonus is meaningfully larger ($625 more in estimated value) than the Amazon Business Prime American Express Card's. Get the Chase Ink Business Cash first; revisit the Amazon Business Prime American Express Card after you've earned that bonus.

FeatureAmazon Business Prime American Express CardChase Ink Business Cash
Annual fee$0$0
Sign-up bonus$125 Amazon.com Gift Card$750 bonus cash back
Bonus value (est.)$125$750
Min spend to unlock bonus$0 in 0 mo$6,000 in 3 mo
IssuerAmerican ExpressChase
Card categorybusinessbusiness
Best earning category (Amazon_business_amazon_aws_whole_foods_with_prime)5x1x
Transfer partnersNonechase-ur
Headline benefits
    • 5% office + internet/phone
    • $750 SUB ($900 elevated ended Nov 2025)
    • No annual fee
    • Converts to UR points
    Read the full review
    Amazon Business Prime American Express Card
    $0/yr · $125 Amazon.com Gift Card
    Read the full review
    Chase Ink Business Cash
    $0/yr · $750 bonus cash back

    Editorial take: Amazon Business Prime American Express Card

    Editorial take: Chase Ink Business Cash

    Highest-earning no-fee business card. 5% on internet, phone, and office supplies covers most small-business overhead. Note: The elevated $900 SUB ended Nov 13, 2025; current public offer is $750/$6k/3mo.

    Common questions

    Which card has the bigger sign-up bonus, Amazon Business Prime American Express Card or Chase Ink Business Cash?
    The Chase Ink Business Cash has the bigger bonus, $750 bonus cash back, worth roughly $750, versus $125 Amazon.com Gift Card (~$125) on the Amazon Business Prime American Express Card.
    Is the Amazon Business Prime American Express Card's $0 annual fee worth it compared to the Chase Ink Business Cash?
    The Amazon Business Prime American Express Card has no annual fee, so the question is whether the Chase Ink Business Cash's $0 fee is justified by its perks. If you'll use enough of the Chase Ink Business Cash's benefits to clear $0 in value annually, it's worth it; otherwise stick with the Amazon Business Prime American Express Card.
    Can I have both the Amazon Business Prime American Express Card and Chase Ink Business Cash?
    Yes, since they're from different issuers (American Express and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the Amazon Business Prime American Express Card or the Chase Ink Business Cash first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. Amazon Business Prime American Express Card: $0 spend in 0 months. Chase Ink Business Cash: $6,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.