Amazon Business Prime American Express Card vs Chase Freedom Flex
Both are well-respected travel cards. The Amazon Business Prime American Express Card comes from American Express at $0/yr; the Chase Freedom Flex from Chase at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.
| Feature | Amazon Business Prime American Express Card | Chase Freedom Flex |
|---|---|---|
| Annual fee | $0 | $0 |
| Sign-up bonus | $125 Amazon.com Gift Card | $200 cash back |
| Bonus value (est.) | $125 | $200 |
| Min spend to unlock bonus | $0 in 0 mo | $500 in 3 mo |
| Issuer | American Express | Chase |
| Card category | business | cashback |
| Best earning category (Amazon_business_amazon_aws_whole_foods_with_prime) | 5x | 1x |
| Transfer partners | None | chase-ur |
| Headline benefits |
|
Editorial take: Chase Freedom Flex
Worth it only if you'll actually activate the rotating 5% categories every quarter. If you won't, the Freedom Unlimited earns more on everyday spend with zero effort.
Common questions
- Which card has the bigger sign-up bonus, Amazon Business Prime American Express Card or Chase Freedom Flex?
- The Chase Freedom Flex has the bigger bonus, $200 cash back, worth roughly $200, versus $125 Amazon.com Gift Card (~$125) on the Amazon Business Prime American Express Card.
- Is the Amazon Business Prime American Express Card's $0 annual fee worth it compared to the Chase Freedom Flex?
- The Amazon Business Prime American Express Card has no annual fee, so the question is whether the Chase Freedom Flex's $0 fee is justified by its perks. If you'll use enough of the Chase Freedom Flex's benefits to clear $0 in value annually, it's worth it; otherwise stick with the Amazon Business Prime American Express Card.
- Can I have both the Amazon Business Prime American Express Card and Chase Freedom Flex?
- Yes, since they're from different issuers (American Express and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Amazon Business Prime American Express Card or the Chase Freedom Flex first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Amazon Business Prime American Express Card: $0 spend in 0 months. Chase Freedom Flex: $500 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.
