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TAP Miles and Go American Express Card vs U.S. Bank Business Leverage Visa Signature

Both are well-respected travel cards. The TAP Miles and Go American Express Card comes from Cardless at $79/yr; the U.S. Bank Business Leverage Visa Signature from U.S. Bank at $95/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the U.S. Bank Business Leverage Visa Signature is the stronger pick today, the sign-up bonus is meaningfully larger ($600 more in estimated value) than the TAP Miles and Go American Express Card's. Get the U.S. Bank Business Leverage Visa Signature first; revisit the TAP Miles and Go American Express Card after you've earned that bonus.

FeatureTAP Miles and Go American Express CardU.S. Bank Business Leverage Visa Signature
Annual fee$79$95
Sign-up bonus40,000 bonus miles60,000 bonus points
Bonus value (est.)-$600
Min spend to unlock bonus$2,500 in 3 mo$6,000 in 4 mo
IssuerCardlessU.S. Bank
Card categoryairlinebusiness
Best earning category (Tap_air_portugal)3x1x
Transfer partnersNoneNone
Headline benefits
  • 3x miles on TAP purchases
  • 2 Lisbon lounge passes per year
  • Free extra checked bag
  • Star Alliance redemptions
    Read the full review
    TAP Miles and Go American Express Card
    $79/yr · 40,000 bonus miles
    Read the full review
    U.S. Bank Business Leverage Visa Signature
    $95/yr · 60,000 bonus points

    Editorial take: TAP Miles and Go American Express Card

    The only US co-branded card for a European Star Alliance carrier. Useful if you fly TAP to Lisbon or onward Europe several times a year, since the lounge passes, free extra bag, and Premium Boarding can each be worth more than the $79 annual fee on a single transatlantic trip.

    Editorial take: U.S. Bank Business Leverage Visa Signature

    Common questions

    Which card has the bigger sign-up bonus, TAP Miles and Go American Express Card or U.S. Bank Business Leverage Visa Signature?
    The U.S. Bank Business Leverage Visa Signature has a public bonus (60,000 bonus points, worth roughly $600), while the TAP Miles and Go American Express Card doesn't advertise one right now.
    Is the TAP Miles and Go American Express Card's $79 annual fee worth it compared to the U.S. Bank Business Leverage Visa Signature?
    At $79/yr, the TAP Miles and Go American Express Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the U.S. Bank Business Leverage Visa Signature's, pick the one whose perks you'll actually use.
    Can I have both the TAP Miles and Go American Express Card and U.S. Bank Business Leverage Visa Signature?
    Yes, since they're from different issuers (Cardless and U.S. Bank) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the TAP Miles and Go American Express Card or the U.S. Bank Business Leverage Visa Signature first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. TAP Miles and Go American Express Card: $2,500 spend in 3 months. U.S. Bank Business Leverage Visa Signature: $6,000 in 4 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.