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Side-by-side

TAP Miles and Go American Express Card vs Citi Double Cash

Both are well-respected travel cards. The TAP Miles and Go American Express Card comes from Cardless at $79/yr; the Citi Double Cash from Citi at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureTAP Miles and Go American Express CardCiti Double Cash
Annual fee$79$0
Sign-up bonus40,000 bonus miles$200 cash back
Bonus value (est.)-$200
Min spend to unlock bonus$2,500 in 3 mo$1,500 in 6 mo
IssuerCardlessCiti
Card categoryairlinecashback
Best earning category (Tap_air_portugal)3x1x
Transfer partnersNoneciti-ty
Headline benefits
  • 3x miles on TAP purchases
  • 2 Lisbon lounge passes per year
  • Free extra checked bag
  • Star Alliance redemptions
  • 2% everywhere
  • No annual fee
  • Pairs with TY Premier
  • Simple earning
Read the full review
TAP Miles and Go American Express Card
$79/yr · 40,000 bonus miles
Read the full review
Citi Double Cash
$0/yr · $200 cash back

Editorial take: TAP Miles and Go American Express Card

The only US co-branded card for a European Star Alliance carrier. Useful if you fly TAP to Lisbon or onward Europe several times a year, since the lounge passes, free extra bag, and Premium Boarding can each be worth more than the $79 annual fee on a single transatlantic trip.

Editorial take: Citi Double Cash

The OG flat 2% card. Pairs with Custom Cash + Premier to form Citi's trifecta, turns your combined cash back into transferable ThankYou Points. Rock solid for non-bonus spend.

Common questions

Which card has the bigger sign-up bonus, TAP Miles and Go American Express Card or Citi Double Cash?
The Citi Double Cash has a public bonus ($200 cash back, worth roughly $200), while the TAP Miles and Go American Express Card doesn't advertise one right now.
Is the TAP Miles and Go American Express Card's $79 annual fee worth it compared to the Citi Double Cash?
At $79/yr, the TAP Miles and Go American Express Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Citi Double Cash's, pick the one whose perks you'll actually use.
Can I have both the TAP Miles and Go American Express Card and Citi Double Cash?
Yes, since they're from different issuers (Cardless and Citi) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the TAP Miles and Go American Express Card or the Citi Double Cash first?
Get the one whose sign-up bonus you can hit comfortably without overspending. TAP Miles and Go American Express Card: $2,500 spend in 3 months. Citi Double Cash: $1,500 in 6 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.