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TAP Miles and Go American Express Card vs CitiBusiness / AAdvantage Platinum Select Mastercard

Both are well-respected travel cards. The TAP Miles and Go American Express Card comes from Cardless at $79/yr; the CitiBusiness / AAdvantage Platinum Select Mastercard from Citi at $99/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the CitiBusiness / AAdvantage Platinum Select Mastercard is the stronger pick today, the sign-up bonus is meaningfully larger ($1,073 more in estimated value) than the TAP Miles and Go American Express Card's. Get the CitiBusiness / AAdvantage Platinum Select Mastercard first; revisit the TAP Miles and Go American Express Card after you've earned that bonus.

FeatureTAP Miles and Go American Express CardCitiBusiness / AAdvantage Platinum Select Mastercard
Annual fee$79$99
Sign-up bonus40,000 bonus miles65,000 miles
Bonus value (est.)-$1,073
Min spend to unlock bonus$2,500 in 3 mo$4,000 in 4 mo
IssuerCardlessCiti
Card categoryairlinetravel
Best earning category (Tap_air_portugal)3x1x
Transfer partnersNoneaadvantage
Headline benefits
  • 3x miles on TAP purchases
  • 2 Lisbon lounge passes per year
  • Free extra checked bag
  • Star Alliance redemptions
    Read the full review
    TAP Miles and Go American Express Card
    $79/yr · 40,000 bonus miles
    Read the full review
    CitiBusiness / AAdvantage Platinum Select Mastercard
    $99/yr · 65,000 miles

    Editorial take: TAP Miles and Go American Express Card

    The only US co-branded card for a European Star Alliance carrier. Useful if you fly TAP to Lisbon or onward Europe several times a year, since the lounge passes, free extra bag, and Premium Boarding can each be worth more than the $79 annual fee on a single transatlantic trip.

    Editorial take: CitiBusiness / AAdvantage Platinum Select Mastercard

    Common questions

    Which card has the bigger sign-up bonus, TAP Miles and Go American Express Card or CitiBusiness / AAdvantage Platinum Select Mastercard?
    The CitiBusiness / AAdvantage Platinum Select Mastercard has a public bonus (65,000 miles, worth roughly $1,073), while the TAP Miles and Go American Express Card doesn't advertise one right now.
    Is the TAP Miles and Go American Express Card's $79 annual fee worth it compared to the CitiBusiness / AAdvantage Platinum Select Mastercard?
    At $79/yr, the TAP Miles and Go American Express Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the CitiBusiness / AAdvantage Platinum Select Mastercard's, pick the one whose perks you'll actually use.
    Can I have both the TAP Miles and Go American Express Card and CitiBusiness / AAdvantage Platinum Select Mastercard?
    Yes, since they're from different issuers (Cardless and Citi) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the TAP Miles and Go American Express Card or the CitiBusiness / AAdvantage Platinum Select Mastercard first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. TAP Miles and Go American Express Card: $2,500 spend in 3 months. CitiBusiness / AAdvantage Platinum Select Mastercard: $4,000 in 4 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.