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Side-by-side

TAP Miles and Go American Express Card vs Chase Ink Business Unlimited

Both are well-respected travel cards. The TAP Miles and Go American Express Card comes from Cardless at $79/yr; the Chase Ink Business Unlimited from Chase at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the Chase Ink Business Unlimited is the stronger pick today, the sign-up bonus is meaningfully larger ($750 more in estimated value) than the TAP Miles and Go American Express Card's. Get the Chase Ink Business Unlimited first; revisit the TAP Miles and Go American Express Card after you've earned that bonus.

FeatureTAP Miles and Go American Express CardChase Ink Business Unlimited
Annual fee$79$0
Sign-up bonus40,000 bonus miles$750 bonus cash back
Bonus value (est.)-$750
Min spend to unlock bonus$2,500 in 3 mo$6,000 in 3 mo
IssuerCardlessChase
Card categoryairlinebusiness
Best earning category (Tap_air_portugal)3x1x
Transfer partnersNonechase-ur
Headline benefits
  • 3x miles on TAP purchases
  • 2 Lisbon lounge passes per year
  • Free extra checked bag
  • Star Alliance redemptions
  • 1.5% on everything
  • Huge $900 bonus
  • No annual fee
  • Converts to UR points
Read the full review
TAP Miles and Go American Express Card
$79/yr · 40,000 bonus miles
Read the full review
Chase Ink Business Unlimited
$0/yr · $750 bonus cash back

Editorial take: TAP Miles and Go American Express Card

The only US co-branded card for a European Star Alliance carrier. Useful if you fly TAP to Lisbon or onward Europe several times a year, since the lounge passes, free extra bag, and Premium Boarding can each be worth more than the $79 annual fee on a single transatlantic trip.

Editorial take: Chase Ink Business Unlimited

The business version of Freedom Unlimited. Flat 1.5% on every business expense with no annual fee, perfect catch-all for anything that doesn't fit a bonus category.

Common questions

Which card has the bigger sign-up bonus, TAP Miles and Go American Express Card or Chase Ink Business Unlimited?
The Chase Ink Business Unlimited has a public bonus ($750 bonus cash back, worth roughly $750), while the TAP Miles and Go American Express Card doesn't advertise one right now.
Is the TAP Miles and Go American Express Card's $79 annual fee worth it compared to the Chase Ink Business Unlimited?
At $79/yr, the TAP Miles and Go American Express Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Chase Ink Business Unlimited's, pick the one whose perks you'll actually use.
Can I have both the TAP Miles and Go American Express Card and Chase Ink Business Unlimited?
Yes, since they're from different issuers (Cardless and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the TAP Miles and Go American Express Card or the Chase Ink Business Unlimited first?
Get the one whose sign-up bonus you can hit comfortably without overspending. TAP Miles and Go American Express Card: $2,500 spend in 3 months. Chase Ink Business Unlimited: $6,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.