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TAP Miles and Go American Express Card vs Chase Ink Business Cash

Both are well-respected travel cards. The TAP Miles and Go American Express Card comes from Cardless at $79/yr; the Chase Ink Business Cash from Chase at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the Chase Ink Business Cash is the stronger pick today, the sign-up bonus is meaningfully larger ($750 more in estimated value) than the TAP Miles and Go American Express Card's. Get the Chase Ink Business Cash first; revisit the TAP Miles and Go American Express Card after you've earned that bonus.

FeatureTAP Miles and Go American Express CardChase Ink Business Cash
Annual fee$79$0
Sign-up bonus40,000 bonus miles$750 bonus cash back
Bonus value (est.)-$750
Min spend to unlock bonus$2,500 in 3 mo$6,000 in 3 mo
IssuerCardlessChase
Card categoryairlinebusiness
Best earning category (Tap_air_portugal)3x1x
Transfer partnersNonechase-ur
Headline benefits
  • 3x miles on TAP purchases
  • 2 Lisbon lounge passes per year
  • Free extra checked bag
  • Star Alliance redemptions
  • 5% office + internet/phone
  • $750 SUB ($900 elevated ended Nov 2025)
  • No annual fee
  • Converts to UR points
Read the full review
TAP Miles and Go American Express Card
$79/yr · 40,000 bonus miles
Read the full review
Chase Ink Business Cash
$0/yr · $750 bonus cash back

Editorial take: TAP Miles and Go American Express Card

The only US co-branded card for a European Star Alliance carrier. Useful if you fly TAP to Lisbon or onward Europe several times a year, since the lounge passes, free extra bag, and Premium Boarding can each be worth more than the $79 annual fee on a single transatlantic trip.

Editorial take: Chase Ink Business Cash

Highest-earning no-fee business card. 5% on internet, phone, and office supplies covers most small-business overhead. Note: The elevated $900 SUB ended Nov 13, 2025; current public offer is $750/$6k/3mo.

Common questions

Which card has the bigger sign-up bonus, TAP Miles and Go American Express Card or Chase Ink Business Cash?
The Chase Ink Business Cash has a public bonus ($750 bonus cash back, worth roughly $750), while the TAP Miles and Go American Express Card doesn't advertise one right now.
Is the TAP Miles and Go American Express Card's $79 annual fee worth it compared to the Chase Ink Business Cash?
At $79/yr, the TAP Miles and Go American Express Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Chase Ink Business Cash's, pick the one whose perks you'll actually use.
Can I have both the TAP Miles and Go American Express Card and Chase Ink Business Cash?
Yes, since they're from different issuers (Cardless and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the TAP Miles and Go American Express Card or the Chase Ink Business Cash first?
Get the one whose sign-up bonus you can hit comfortably without overspending. TAP Miles and Go American Express Card: $2,500 spend in 3 months. Chase Ink Business Cash: $6,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.