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Side-by-side

Avianca LifeMiles American Express Card vs Macy's American Express Card

Both are well-respected travel cards. The Avianca LifeMiles American Express Card comes from Cardless at $99/yr; the Macy's American Express Card from Department Stores National Bank at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureAvianca LifeMiles American Express CardMacy's American Express Card
Annual fee$99$0
Sign-up bonusNot advertised
Bonus value (est.)--
Min spend to unlock bonus--
IssuerCardlessDepartment Stores National Bank
Card categorytravelcashback
Best earning category (Airline)2x1x
Transfer partnersNoneNone
Headline benefits
      Read the full review
      Avianca LifeMiles American Express Card
      $99/yr ·
      Read the full review
      Macy's American Express Card
      $0/yr ·

      Editorial take: Avianca LifeMiles American Express Card

      Editorial take: Macy's American Express Card

      Common questions

      Which card has the bigger sign-up bonus, Avianca LifeMiles American Express Card or Macy's American Express Card?
      Neither card has a publicly advertised sign-up bonus today. Watch for limited-time offers from each issuer.
      Is the Avianca LifeMiles American Express Card's $99 annual fee worth it compared to the Macy's American Express Card?
      At $99/yr, the Avianca LifeMiles American Express Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Macy's American Express Card's, pick the one whose perks you'll actually use.
      Can I have both the Avianca LifeMiles American Express Card and Macy's American Express Card?
      Yes, since they're from different issuers (Cardless and Department Stores National Bank) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
      Should I get the Avianca LifeMiles American Express Card or the Macy's American Express Card first?
      Get the one whose sign-up bonus you can hit comfortably without overspending. Avianca LifeMiles American Express Card: no published min spend. Macy's American Express Card: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

      Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.