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Side-by-side

Avianca LifeMiles American Express Card vs Discover it Miles

Both are travel travel cards. The Avianca LifeMiles American Express Card comes from Cardless at $99/yr; the Discover it Miles from Discover at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureAvianca LifeMiles American Express CardDiscover it Miles
Annual fee$99$0
Sign-up bonusNot advertisedUnlimited Miles Match (entire first-year miles doubled)
Bonus value (est.)-$450
Min spend to unlock bonus-$0 in 12 mo
IssuerCardlessDiscover
Card categorytraveltravel
Best earning category (Airline)2x1x
Transfer partnersNoneNone
Headline benefits
    • 1.5x everywhere
    • First-year match = 3x
    • No annual fee
    • No foreign tx fees
    Read the full review
    Avianca LifeMiles American Express Card
    $99/yr ·
    Read the full review
    Discover it Miles
    $0/yr · Unlimited Miles Match (entire first-year miles doubled)

    Editorial take: Avianca LifeMiles American Express Card

    Editorial take: Discover it Miles

    A rare card that effectively earns 3x in year one (1.5x + match). Miles aren't transferable, but the simplicity + first-year match make this a strong starter travel card.

    Common questions

    Which card has the bigger sign-up bonus, Avianca LifeMiles American Express Card or Discover it Miles?
    The Discover it Miles has a public bonus (Unlimited Miles Match (entire first-year miles doubled), worth roughly $450), while the Avianca LifeMiles American Express Card doesn't advertise one right now.
    Is the Avianca LifeMiles American Express Card's $99 annual fee worth it compared to the Discover it Miles?
    At $99/yr, the Avianca LifeMiles American Express Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Discover it Miles's, pick the one whose perks you'll actually use.
    Can I have both the Avianca LifeMiles American Express Card and Discover it Miles?
    Yes, since they're from different issuers (Cardless and Discover) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the Avianca LifeMiles American Express Card or the Discover it Miles first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. Avianca LifeMiles American Express Card: no published min spend. Discover it Miles: $0 in 12 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.