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Side-by-side

Avianca LifeMiles American Express Card vs Citi Double Cash

Both are well-respected travel cards. The Avianca LifeMiles American Express Card comes from Cardless at $99/yr; the Citi Double Cash from Citi at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureAvianca LifeMiles American Express CardCiti Double Cash
Annual fee$99$0
Sign-up bonusNot advertised$200 cash back
Bonus value (est.)-$200
Min spend to unlock bonus-$1,500 in 6 mo
IssuerCardlessCiti
Card categorytravelcashback
Best earning category (Airline)2x1x
Transfer partnersNoneciti-ty
Headline benefits
    • 2% everywhere
    • No annual fee
    • Pairs with TY Premier
    • Simple earning
    Read the full review
    Avianca LifeMiles American Express Card
    $99/yr ·
    Read the full review
    Citi Double Cash
    $0/yr · $200 cash back

    Editorial take: Avianca LifeMiles American Express Card

    Editorial take: Citi Double Cash

    The OG flat 2% card. Pairs with Custom Cash + Premier to form Citi's trifecta, turns your combined cash back into transferable ThankYou Points. Rock solid for non-bonus spend.

    Common questions

    Which card has the bigger sign-up bonus, Avianca LifeMiles American Express Card or Citi Double Cash?
    The Citi Double Cash has a public bonus ($200 cash back, worth roughly $200), while the Avianca LifeMiles American Express Card doesn't advertise one right now.
    Is the Avianca LifeMiles American Express Card's $99 annual fee worth it compared to the Citi Double Cash?
    At $99/yr, the Avianca LifeMiles American Express Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Citi Double Cash's, pick the one whose perks you'll actually use.
    Can I have both the Avianca LifeMiles American Express Card and Citi Double Cash?
    Yes, since they're from different issuers (Cardless and Citi) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the Avianca LifeMiles American Express Card or the Citi Double Cash first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. Avianca LifeMiles American Express Card: no published min spend. Citi Double Cash: $1,500 in 6 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.