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Avianca LifeMiles American Express Card vs United Club Infinite Card
Both are travel travel cards. The Avianca LifeMiles American Express Card comes from Cardless at $99/yr; the United Club Infinite Card from Chase at $695/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the United Club Infinite Card is the stronger pick today, the sign-up bonus is meaningfully larger ($1,120 more in estimated value) than the Avianca LifeMiles American Express Card's. Get the United Club Infinite Card first; revisit the Avianca LifeMiles American Express Card after you've earned that bonus.
| Feature | Avianca LifeMiles American Express Card | United Club Infinite Card |
|---|---|---|
| Annual fee | $99 | $695 |
| Sign-up bonus | Not advertised | 80,000 miles (up to 90,000 with authorized user) |
| Bonus value (est.) | - | $1,120 |
| Min spend to unlock bonus | - | $5,000 in 3 mo |
| Issuer | Cardless | Chase |
| Card category | travel | travel |
| Best earning category (Airline) | 2x | 1x |
| Transfer partners | None | None |
| Headline benefits |
|
Read the full review
Avianca LifeMiles American Express Card
$99/yr ·
Read the full review
United Club Infinite Card
$695/yr · 80,000 miles (up to 90,000 with authorized user)
Editorial take: United Club Infinite Card
Worth it only for frequent United flyers who use the clubs regularly. At $695, you need to visit the club 15+ times a year to break even on lounge access alone.
Common questions
- Which card has the bigger sign-up bonus, Avianca LifeMiles American Express Card or United Club Infinite Card?
- The United Club Infinite Card has a public bonus (80,000 miles (up to 90,000 with authorized user), worth roughly $1,120), while the Avianca LifeMiles American Express Card doesn't advertise one right now.
- Is the Avianca LifeMiles American Express Card's $99 annual fee worth it compared to the United Club Infinite Card?
- At $99/yr, the Avianca LifeMiles American Express Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the United Club Infinite Card's, pick the one whose perks you'll actually use.
- Can I have both the Avianca LifeMiles American Express Card and United Club Infinite Card?
- Yes, since they're from different issuers (Cardless and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Avianca LifeMiles American Express Card or the United Club Infinite Card first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Avianca LifeMiles American Express Card: no published min spend. United Club Infinite Card: $5,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.