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Avianca LifeMiles American Express Card vs Chase Ink Business Cash
Both are well-respected travel cards. The Avianca LifeMiles American Express Card comes from Cardless at $99/yr; the Chase Ink Business Cash from Chase at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the Chase Ink Business Cash is the stronger pick today, the sign-up bonus is meaningfully larger ($750 more in estimated value) than the Avianca LifeMiles American Express Card's. Get the Chase Ink Business Cash first; revisit the Avianca LifeMiles American Express Card after you've earned that bonus.
| Feature | Avianca LifeMiles American Express Card | Chase Ink Business Cash |
|---|---|---|
| Annual fee | $99 | $0 |
| Sign-up bonus | Not advertised | $750 bonus cash back |
| Bonus value (est.) | - | $750 |
| Min spend to unlock bonus | - | $6,000 in 3 mo |
| Issuer | Cardless | Chase |
| Card category | travel | business |
| Best earning category (Airline) | 2x | 1x |
| Transfer partners | None | chase-ur |
| Headline benefits |
|
Read the full review
Avianca LifeMiles American Express Card
$99/yr ·
Read the full review
Chase Ink Business Cash
$0/yr · $750 bonus cash back
Editorial take: Chase Ink Business Cash
Highest-earning no-fee business card. 5% on internet, phone, and office supplies covers most small-business overhead. Note: The elevated $900 SUB ended Nov 13, 2025; current public offer is $750/$6k/3mo.
Common questions
- Which card has the bigger sign-up bonus, Avianca LifeMiles American Express Card or Chase Ink Business Cash?
- The Chase Ink Business Cash has a public bonus ($750 bonus cash back, worth roughly $750), while the Avianca LifeMiles American Express Card doesn't advertise one right now.
- Is the Avianca LifeMiles American Express Card's $99 annual fee worth it compared to the Chase Ink Business Cash?
- At $99/yr, the Avianca LifeMiles American Express Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Chase Ink Business Cash's, pick the one whose perks you'll actually use.
- Can I have both the Avianca LifeMiles American Express Card and Chase Ink Business Cash?
- Yes, since they're from different issuers (Cardless and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Avianca LifeMiles American Express Card or the Chase Ink Business Cash first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Avianca LifeMiles American Express Card: no published min spend. Chase Ink Business Cash: $6,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.