Beta

Free during beta. Plus launches at $12/mo or $99/yr on July 1. Annual is locked for 12 months during beta.

Skip to content
RewardZ Travel
All credit cards
Side-by-side

Avianca LifeMiles American Express Card vs Avianca LifeMiles American Express Elite Card

Both are travel travel cards. The Avianca LifeMiles American Express Card comes from Cardless at $99/yr; the Avianca LifeMiles American Express Elite Card from Cardless at $249/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

Both cards come from Cardless and target travel spenders, so the choice usually comes down to whether you'll use the premium-tier benefits. The Avianca LifeMiles American Express Elite Card costs $150 more per year, only worth it if you'll actually use the upgraded perks.

FeatureAvianca LifeMiles American Express CardAvianca LifeMiles American Express Elite Card
Annual fee$99$249
Sign-up bonusNot advertisedNot advertised
Bonus value (est.)--
Min spend to unlock bonus--
IssuerCardlessCardless
Card categorytraveltravel
Best earning category (Airline)2x3x
Transfer partnersNoneNone
Headline benefits
      Read the full review
      Avianca LifeMiles American Express Card
      $99/yr ·
      Read the full review
      Avianca LifeMiles American Express Elite Card
      $249/yr ·

      Editorial take: Avianca LifeMiles American Express Card

      Editorial take: Avianca LifeMiles American Express Elite Card

      Common questions

      Which card has the bigger sign-up bonus, Avianca LifeMiles American Express Card or Avianca LifeMiles American Express Elite Card?
      Neither card has a publicly advertised sign-up bonus today. Watch for limited-time offers from each issuer.
      Is the Avianca LifeMiles American Express Card's $99 annual fee worth it compared to the Avianca LifeMiles American Express Elite Card?
      At $99/yr, the Avianca LifeMiles American Express Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Avianca LifeMiles American Express Elite Card's, pick the one whose perks you'll actually use.
      Can I have both the Avianca LifeMiles American Express Card and Avianca LifeMiles American Express Elite Card?
      Yes, though both are issued by Cardless so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
      Should I get the Avianca LifeMiles American Express Card or the Avianca LifeMiles American Express Elite Card first?
      Get the one whose sign-up bonus you can hit comfortably without overspending. Avianca LifeMiles American Express Card: no published min spend. Avianca LifeMiles American Express Elite Card: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

      Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.